The Free Application for Federal Student Aid (FAFSA) is the federally required form for students seeking financial aid, such as grants, loans, and work study. Completing the FAFSA is the first and most important step in qualifying for aid. In order to receive the highest amount of aid, you should submit your Free Application for Federal Student Aid (FAFSA) as soon as possible as of October 1 of the year before you will be attending college.
The FAFSA will request tax information from the prior-prior year, which means you'll report your 2024 tax return to complete the income section of the 2026-27 FAFSA and CSS Profile. If you did not file a tax return, use your income information from 2023 to complete both forms.
A parent means your legal (biological or adoptive) parent or a person that the state has determined to be your legal parent. A stepparent is considered a parent if they have adopted you. Stepparents who have not adopted you will be identified as a parent spouse.
[Question 1] Are your biological or adoptive parents married to each other?
[Yes] Your parents’ marital status is married (not separated), and both of your parents’ information must be included on the FAFSA® form. If your parents did not file taxes jointly, then both of your parents are contributors. Their individual information, consent and approval, and signatures will be required on the FAFSA form. If your parents filed taxes jointly, only one parent is required as a contributor and will report information for both parents.
[No, then answer question 2]
[Question 2] Do your biological or adoptive parents live together?
[Yes] Your parents’ marital status is unmarried (both legal parents living together), and both of your parents are contributors, even if they were never married, are divorced, or are separated. Their individual information, consent and approval, and signatures will be required on the FAFSA form.
[No, then answer question 3]
[Question 3] Did one parent provide more financial support than the other over the past 12 months?
[Yes] The individual information, consent and approval, and signature of the parent who provided more financial support over the past 12 months will be required on the FAFSA form, and this parent will be identified as a contributor.
[No] The individual information, consent and approval, and signature of the parent who has the greater income and assets will be required on the FAFSA form, and this parent will be identified as a contributor.
[Question 4] Has this parent married/remarried?
[Yes] Your parent’s marital status is married/remarried. Your stepparent will also be identified as a contributor on the FAFSA form if they didn’t file their taxes jointly with your parent.
[No] Your parent’s marital status is single (never married), separated, divorced, or widowed. An additional parent will not be identified as a contributor.
Note: Dependent students are required to report parent information on the FAFSA form, and in most cases, a parent will be identified as a contributor for these students. All contributors are required to provide their information, signature, and consent and approval to have their federal tax information transferred directly from the IRS into the FAFSA form. Being a contributor on the FAFSA form does not mean an obligation to pay for the student’s education.
September 2023
Looking for answers?
This website has the anwers: How do I prepare for college? What type of aid can I receive? Do I qualify for aid? How do I apply? How are loans repaid?
Need help completing the FAFSA?
Attend one of these statewide events that provides free assistance to families filling out the FAFSA. There will also be free scholarship drawings.
HEAB administers programs of student financial aid, including grant, scholarship, and loan programs; as well as tuition reciprocity agreements. Check out to see if you qualify.