The information provided on this website is intended to provide general information to the public.

All reasonable measures have been taken to ensure that the information set out in this website is factually accurate, albeit some of the content is intentionally opinionated.

Visitors to this website are advised that:

  • The information provided does not replace or alter the laws of New Zealand, Germany or any other country referred to on this website, or any other official guidelines or requirements of any country.

  • The contents of this website should not be construed as legal advice. Before relying on any information in this website users should independently verify its relevance for their purposes. As each case contains its own set of individual facts and circumstances, users are urged to seek out competent advice from a legal, pension or tax consultant as necessary.

The owner of this website

  • may change, delete, add to, or otherwise amend information contained on this website without notice;

  • is not responsible for the contents or reliability of any outgoing links to websites and does not necessarily endorse the views expressed within these websites. Linking is for convenience only and should not be taken as endorsement of any kind, unless stated otherwise;

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Text from this website can only be reproduced if this website is clearly quoted as the source.

Please note that we have reproduced text from other websites and sources, particularly from the Retirement and Research Centre of the University of Auckland and letters from New Zealand politicians, the major political parties' websites, and media articles about overseas pensions. So please do not mix up our views with those expressed by sources quoted in our texts.

Ruth Humphrey, Bob Stevens and John Albers have given written permission for their speeches held at the Overseas Pension Forum in Auckland to be edited and reproduced on this website. Other personal stories have been written by the respective authors explicitly for this website and must be clearly quoted as such in any kind of reproduction. When we have written or edited the personal stories of others, e.g. Malcolm Larsen, Jan McKeogh and Donna LaFauci, these stories have only been published after being double-checked by these persons and receiving their consent.


All photos on this website have been taken by the authors, with the exception of a few portraits on the Victims pages and the two American flag photos on the page The big bangs for Kiwis. Party or newspaper logos and similar reproductions have been photographed from buildings, party office windows, letter heads, books, etc. in order not to breach the creators' copyright.

The photos of the American flags are courtesy of the German artist Ulrike Franz, currently living in Reutlingen, Germany (as of November 2021) and formerly in Tuscaloosa, USA. If you are interested in her paintings and other artwork, please check her website http://www.ulrikefranz.de/.

No photo from this website must be reproduced without the written permission of the authors.


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The only user data we store on our computers are email addresses for mailing the newsletters and emails of individual cases where we are asked for help. If we follow up individual cases, we try to guard these people's privacy as good as we can, but we keep emails for the case of follow-up questions and answers, in order to help others with similar problems.