Financial Aid

Financial Aid FAQ's

Private Loan and Federal Loan Information

PRIVATE LOAN. A list of lenders can be found here. Student or parent can be the borrower. Typically a student will be required to have a co-signer for the application. Borrower Limits: Applicant can request a loan amount up to the total cost of attendance, minus financial aid already provided to the student.

FEDERAL PLUS LOAN: Application directions can be found here.  Student must have completed the FAFSA to be eligible. Biological or step-parent of student can be the loan applicant.

FIRST TIME PLUS LOAN USERS AFTER JULY 1, 2026

PLUS Loan borrowing will be limited to $20,000/academic year with an aggregate max of $65,000 during the undergraduate career of the student.

RETURNING APPLICANTS WHO BORROWED FOR HC STUDENT

All students who have utilized a PLUS loan at Hastings College before July 1, 2026 will have the following legacy exemptions through the 2028-2029 academic year:

Parent borrowing limit is not capped.

No aggregate limit on borrowing

THIS EXEMPTION expires at the end of the 2028-2029 year, the student completes their HC undergraduate degree program, or graduates from HC, whichever comes first; at which time all PLUS Loan borrowing would be an annual max of $20,000 with a lifetime cap of $65,000 per student.

What if I work on campus? 

Campus employment is paid directly to the student and is not used as a credit toward tuition charges. 

If my accepted aid exceeds my direct charges, when do I get my refund?

If your statement shows a refund due to you (ex. $10.00), the earliest date for refunds is approximately two weeks after the semester begins. Refunds are generated out of the Student Accounts office.

Why does my bill not match my award letter that I received from Financial Aid?

Financial aid is awarded for the academic year but tuition and fees are billed by semester.

The financial award letter is an estimate of the direct charges for tuition, general fees, housing and meal plans;  based on your selections. This does not include other charges, such as  music  lesson fees, variance in housing choices, class fees or athletic fees.

If you are utilizing federal loans, the origination fee has been deducted before it is disbursed to your billing statement.