By observance, the town of Toccoa appears to be home to a variety of ages. With three elementary schools and one middle and high school, the population of children ages 5-18 compromises about a third of Toccoa's total population, according to the Toccoa chamber of commerce. Something to consider, however, is that these five schools are the only schools in the entire county, which includes the population that lives outside of the city limits and thus is not counted as a part of the population of Toccoa town. The downtown boasts multiple attorney offices, salons, two banks, a newspaper, and local shops and antique malls.