Investing

Post date: Mar 01, 2013 6:34:11 PM

Bonds vs Stocks and Mutual Funds

Module #10: Investing

This module brings students to the floor of the major Stock Exchanges. Students will cover topics including stocks, bonds, mutual funds, risk and reward dynamics, rates of return, shareholders, dividends, and coupons. Students will become proficient in allocating the risk and return of stocks, bonds, mutual funds, and savings accounts to create an optimal investment portfolio. Also, students will familiarize themselves with reading a stock quote and understanding how to evaluate a company based on its price, market capitalization, dividend yield, earnings-per-share and price-to-earnings ratio. Students will become proficient in a basic understanding of how certain securities are traded.

Topics Covered:

Ø Stocks

Ø Bonds

Ø Mutual funds

Ø Risk and reward dynamics

Ø Rate of return

Ø Shareholders

Ø Dividends

Ø Coupons

Ø Allocating the risk and return of stocks, bonds, mutual funds, and savings accounts to create an optimal investment portfolio

Ø Reading a stock quote

Ø Evaluating a company based on its price, market capitalization, dividend yield, earnings-per-share and price-to-earnings ratio.

EverFi Life Game

EverFi Life is an interactive, virtual world game that students play through a customized avatar character at three different life stages. Each of the three game modes: High School, College, and Post College come with a different set of mission objectives. The end users must construct a budget for their character within each game mode. They select a budget that includes cell phone plans, groceries, car insurance, savings, investments, rent, entertainment, utilities and more.

Throughout each stage, the characters earn points in the game by making wise financial decisions within a variety of real-life scenarios. These objectives include opening a checking account, paying off student loans, applying for summer jobs, paying taxes and utilities and making basic investment decisions. This enables students to apply what they’ve learned in the modules within an engaging format.