Qualifing Life Events

You may make changes to your health and/or dental insurance, outside of an open enrollment period, if you experience a life event AND you complete a change form within 30 days of the life event.

• Obtain New Coverage

If you, or your dependents, have obtained new insurance coverage within the last 30 days, you can drop coverage.

• Marriage/Divorce

You may change your insurance coverage in the event of a marriage or divorce.  

• New Child

Coverage becomes effective on the date of birth or adoption. 

• Involuntary Loss of Coverage

If you, or your dependents, have involuntarily lost coverage within the last 30 days, you can add eligible dependents to your plan (if you initially waived coverage, you can enroll in coverage). You must provide evidence of loss of coverage. Evidence may be a copy of the COBRA notice, HIPAA notice, or some other employer or insurer document that clearly shows the name(s) of the individuals who lost coverage AND the date the coverage ended.