When people loosely refer to a "college" degree, more often than not they're referring to a four-year, undergraduate bachelor's degree. However, there are several categories of undergraduate degrees, which also include associate degrees.
Undergraduate degrees are also referred to as post-secondary degrees. That is, they are degrees earned after completedly a secondary education (ie., high school diploma or GED) but before a graduate degree. Undergraduate degrees – bachelor's degrees in particular – usually have a general education, elective and core (major) component. General education curriculum focuses on a breadth of higher education subjects and skills including writing, mathemathics, history and science. Core curriculum includes major coursework required to become proficient in a specific area of study. Elective curriculum, while in line with a student's major, is chosen independently by each student. Undergraduate students attending the same college, regardless of their major, are typically required to complete the same general education courses. Major courses are determined by individual departments and academic colleges. Elective courses are chosen by each student under the guidance of their major department and an academic advisor.
There are two types of undergraduate degrees recognized in the United States: Associate and Bachelor. Associate degrees are offered primarily through community colleges. There are however a few vocational schools and four-year colleges that also offers associate degrees. Earning an associate degree typically requires two years of full-time study. Associate degrees are designed to prepare students for a career, or qualify to pursue a bachelor's degrees. Associate degrees designed to prepare students to pursue a bachelor's degree at a four-year college or university are known as transfer degrees (or academic degrees). Associate degrees designed to prepare students to pursue career opportunities upon graduation are sometimes referred to as occupational degrees. Bachelor degrees are offered by major colleges and universities and are four-years in duration. Bachelor's degrees can be career focused or designed to prepare students for graduate school.
Students who defer an acceptance before starting college typically do so for only one year. Many spend the time traveling, working, pursuing internships or artistic interests, or taking part in organized gap-year programs (the latter, however, can often be pricey). Two-year deferrals are most common for students who are fulfilling military or religious obligations. If you're convinced that you don't want to start college in the fall, but you're not sure what else to do, you might consider two service-oriented gap-year programs that actually pay a stipend to participants rather than send a hefty bill. Read about CityYear and AmeriCorps, both popular among gappers. And with a presidential election on the horizon, you might also volunteer for your favorite candidate.
But before you make any plans at all, contact admission officials at the college you hope to attend (eventually!) to find out exactly how you go about requesting a deferral and what guidelines you must follow when taking classes during your time off. Read more....
Colleges have varying policies when it comes to allowing deferring students to take college classes for credit. Many schools put a limit on the number of credits that can be accrued during this period (usually in the neighborhood of six to 12). Some do not permit taking classes for credit at all. So you will have to contact the college you plan to attend to ask what the rules are there. Yet "The Dean" can practically bet the mortgage money that you won't be allowed to rack up a significant number of community college credits during a two-year "deferral" without being expected to reapply to your first-choice school as a transfer. If you're really lucky, however, your college may offer you a "conditional" transfer acceptance but not a guaranteed one (i.e., when you earn a specified GPA at the two-year college, you would be able to enroll as a transfer without reapplying). But this is a long-shot. After spending half your undergraduate career at a community college, your first choice will most likely insist that you reapply.
Of course, since you were already accepted by your top pick, and if you're optimistic that you can be successful at a two-year school, then your money-saving gambit might make sense, even if you have to take your chances with a transfer application down the road. Look up transfer-admission statistics to get a sense of whether admission odds are better, worse, or about the same for transfers as they are for freshmen at this top pick. If you're seeking merit aid, check to see what scholarships — if any — are available for transfers because, as a transfer candidate, you probably won't be eligible for any merit scholarships that you were offered already. Also keep in mind that, a couple years down the road, your ardor for your current first-choice college could diminish, and you might decide to choose a different four-year school instead. Click here to read the full article.
Looking for options from 3 - 12 months after high school? Check out AmeriCorps. AmeriCorps offers a variety of service opportunities, from the classroom to the outdoors, and everything in between. No matter what you're passionate about, where you're from, or why you choose to serve, AmeriCorps is your chance to be the greater good.
Choose from one of many colleges & universities including Drexel, Temple, West Chester, Widener, Villanova, and more!
Earn a paycheck AND get help paying for college!
There are a number of student loan repayment assistance programs available to employers (see list below). Be sure to ask about them during your job search!
BenefitEd (Nelnet)
EdAssist (Bright Horizons Family Solutions)
Gradifi (E*Trade)
Vault (formerly Student Loan Genius)
Some of these companies, such as Gradvisor, help employers make 529 plan contributions for employees who have already paid off their student loans.