Some states do not offer this service. You will not be linked to a lender or lending partner if you seek one in a state where such loans are illegal or in a place where CoffeeBreakLoans.com does not have any available lenders or lending partners. You are strongly advised to study and comprehend the conditions of any loan given to you by a lender or lending partner and to decline any loan offer whose terms you find unfavorable or whose repayment you are unable to make.
By submitting your information via this website, you are authorizing CoffeeBreakLoans.com and its partners to do a credit check, which may include verifying your social security number, driver's license number, or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus, such as Experian, Equifax, or TransUnion, but may also include alternative credit bureaus such as Teletrack, DP Bureau, or others. You also authorize CoffeeBreakLoans.com to share your information and credit history with a network of approved lenders and lending partners.
DP Bureau, Teletrack, and other alternative credit bureaus might be included. Additionally, you give CoffeeBreakLoans.com permission to disclose details about you and your credit history to a network of authorized lenders and lending partners. Loans from our lenders have an annual percentage rate (APR) of 35.99% or less. The maximum APR (including interest rates, fees, and other expenditures) for qualifying consumers is 35.99%. All loans are subject to approval by the lender based on its own underwriting standards.
The lenders and lending partners you are connected to will provide you with documents that detail all rates and fees associated with the loan being offered, including any potential late payment penalties and the conditions under which you might be able to refinance, renew, or roll over your loan (if permitted by applicable law). The lender or lending partner alone determines the loan costs and interest rates based on corporate rules, underwriting standards, and any applicable laws. The loan terms provided by a lender and lending partner are not something that CoffeeBreakLoans.com is aware of or has any influence over. It is strongly recommended that you study and comprehend the conditions of any loan given by lenders and lending partners and that you decline any specific loan offers.
All rates and costs related to the loan being offered, including any potential late payment penalties and the terms under which you might be able to refinance, renew, or roll over your loan, will be detailed in the paperwork you get from the lenders and lending partners you are linked to (if permitted by applicable law). Based on company policies, underwriting requirements, and any relevant regulations, the lender or lending partner alone sets the loan charges and interest rates. CoffeeBreakLoans.com is not aware of or has any control over the loan conditions offered by a lender or lending partner. It is strongly advised that you read and understand the terms of any loan offered by lenders and lending partners and that you reject any loan offers.
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