Advisory Board

Michael Aubry teaches Introduction to Business, Business Communication, Entrepreneurship, Economics and Management full-time at Cuyamaca College. Michael earned his Bachelor’s degree from San Diego State University, a Master’s degree from National University. His Doctorate in Business Administration is from Alliant International University. In addition to his service on the SDCEE Advisory Board, Michael serves on the Business Education Statewide Advisory Committee on which he has overseen mini-grants, worked on collaborative topics with faculty throughout the state, and created new curriculum with a focus on social media and sustainable business.Prior to his time at Cuyamaca College, Michael served in the United States Air Force and worked in the field of accounting and finance.,He has also done consulting with small universities and colleges in the greater Southern California area to ensure they are meeting accreditation requirements.

Dr. Javier Ayala is a Dean at Grossmont College, where he oversees academic and career technical programs with a focus on workforce development. His extensive experience in higher education also includes serving as Vice President of Instruction, Campus Dean, and Faculty.  

Dr. Ayala's career spans over 20 years, with expertise in securing grants, developing curriculum, and facilitating accreditation. As President of the Lemon Grove School Board, he influences educational policy and administration. Additionally, he contributes to community and economic development as a Board Director of a regional San Diego East County Chamber of Commerce. As a professor and published author of Lifespan Leadership, Dr. Ayala is committed to lifelong learning, equity, and strategic organizational development. His professional insights are featured on his LinkedIn profile.

Dr. Ayala holds a Ph.D. in Education from Oregon State University. He also earned a Master's degree in Educational Leadership from the University of Oregon, a Bachelor's degree in Political Science from Willamette University, and a Micro-MBA Certificate in Business from the University of California, San Diego - Rady School of Management.

Michael Blackman is a financial educator and advocate for economic empowerment, committed to helping individuals and families build long-term financial stability through financial literacy and strategic planning. As founder of Old Middies LLC and Old Middies Investments LLC, he leads financial literacy efforts that include one-on-one mentoring, education programs, and a holistic approach to planning that spans investments, insurance, tax, and estate considerations. He also serves as an Investment Adviser Representative with Elevated Capital Advisors, LLC.

In addition to his work in financial education, Michael brings more than two decades of leadership experience as a U.S. Navy officer. He currently serves as a Commander and Reserve Program Director for the Navy Southwest Region, managing a network of sites and overseeing a large operating budget.

Michael earned his Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services. He holds a B.S. in Mathematics from the U.S. Naval Academy and a M.S. in Operations Research from the Naval Postgraduate School. He also holds additional credentials from the California Department of Insurance and the Securities and Exchange Commission.

Spencer Burrows, J.D. teaches high school Economics and Business at Pacific Ridge School in Carlsbad, CA, where he was a finalist for City of Carlsbad High School Teacher of the Year in 2023. He also instructs graduate-level courses in International Trade and Economics, Foundations in Finance, Essential of Advertising, Global Business Perspectives: Focus on China, Introduction to Business Principles and Organizations, Crisis Management and Reorganization, and Legal and Ethical Issues in the Global Marketplace at San Diego University For Integrative Studies. Burrows serves on the Planning Commission at the City of Carlsbad, and was selected as a mid-career professional in the LA-area to train in a collaborative and experiential nine-month cross-sector leadership and policy fellowship as a Coro Lead LA Fellow. He earned his B.A. from UCLA, and J.D. from University of California, Hastings College of the Law.

Zoe Callaway is the Vice President of Education at the Tax Foundation, a nonpartisan think tank dedicated to promoting sound tax policy at the federal and state levels. In this role, she leads the Foundation's educational initiative, TaxEDU, which combines data, storytelling, and accessible resources to demystify tax policy for learners of all ages. Under her direction, TaxEDU's webinars, classroom materials, and digital tools have reached thousands of teachers and students across the country.

Before joining the Tax Foundation, Zoe served as Executive Director of A Better Delaware, a nonpartisan public policy and political advocacy organization. During her tenure, she spearheaded over a dozen advocacy campaigns, including raising public awareness about proposed tax increases and promoting greater transparency and accountability in state government. She also worked in the Delaware State Legislature as a Communications Specialist, managing legislative messaging and constituent outreach.

Zoe holds a Master's degree in Urban Affairs and Public Policy and a Bachelor's degree in American History with a minor in Political Science, both from the University of Delaware. Her background reflects a deep commitment to civic literacy and a belief in the power of economic education to equip people with the tools to understand and shape public policy. She brings to the SDCEE Advisory Board extensive experience in policy communication, nonprofit leadership, and program development.

Claudia Caywood currently holds a position as a Financial Well-Being Coach at Operation HOPE, a financial literacy Non-Profit Organization that provides economic empowerment tools and services. She joined Operation HOPE because of her interest in social and economic justice and Operation HOPE’s mission to combat poverty and to provide upward mobility opportunity.  She received her B.A. at California State University, San Marcos (CSUSM) with a degree in Criminology and Justice Studies, and a Minor in Sociology. She also received her Master of Advanced Study (M.A.S.) in Criminology, Law, and Society from the University of California, Irvine (UC, Irvine). While at CSUSM, she conducted research and was named research assistant on the publication of Juvenile Delinquency in a Diverse Society, by Kristin A. Bates and Richelle S. Swan. Her interest in social justice makes it easy for her to stay focused and involved in today’s most difficult social issues of the time, including poverty and economic empowerment that Operation HOPE holds a strong commitment to.

Tere Ceseña Bontempo, PhD, is the History-Social Science Resource Teacher for San Diego Unified School District, developing 12th grade Government and Economics courses that weave the principles of Ethnic Studies into both their content and pedagogy. Tere was born and raised in Riverside, CA. As the youngest of five children in a long line of teachers, her love for learning and education started when she was very young. Tere graduated from UC Riverside with a degree in Anthropology and Ethnic Studies and she earned her PhD in Ethnic Studies at UC San Diego. She has taught writing and Ethnic Studies at UC San Diego and the University of San Diego, 12th grade English and Government through an Ethnic Studies lens at High Tech High Chula Vista, taught courses in Literacy Development and English Language Arts Methods for the HTH Graduate School of Education and the School of Leadership and Education Sciences at the University of San Diego. As a teacher, she has always been committed to teaching all students, and encouraging them to consider the outside world as an extension of the classroom.  She believes that it’s only when students (and teachers) feel seen, heard, and represented in school that they begin to experience a sense of purpose and empowerment, and in turn become stewards of their own lifelong education.

Denise Cuellar is Vice President of Business Development at East County Schools Federal Credit Union (ECSFCU), where she leads initiatives to support the financial well-being of school district employees and their families. She brings over 25 years of banking experience in San Diego County, including roles in operations, branch management, and commercial lending, with a concentration on school and community-based financial services.

Prior to joining ECSFCU, Denise held leadership positions at Home Bank of California and HomeStreet Bank, where she specialized in business banking, real estate lending, and customized financial services for individuals and organizations. Her background emphasizes practical solutions, relationship building, and long-term client success.

Denise is an active member of the regional community and has served on the executive and advisory boards of the San Diego Regional East County Chamber of Commerce, East County Economic Development Council, Chamber Foundation, YMCA, and the Olaf Wieghorst Museum. She is a graduate of the East County Leadership Program and a member of the Santee-Lakeside Rotary Club. Denise also mentors students through Junior Achievement of San Diego County and supports youth leadership development.

Her commitment to client service and community impact was recognized in Forbes and Fortune magazine’s Best in Banking – California feature in 2024.

Marianna Davidovich is an education entrepreneur and the Director, External Relations at the Foundation for Economic Education (FEE.org). Prior to her current position at FEE, she served as the lead curriculum developer for FEE's Character and Values Initiative. Marianna has served as a Russian instructor for the U.S. Air Force, taught ESL and U.S. Citizenship for the Jewish Family and Career Services, and was an educational consultant and board member with charter schools. 

She came to the US as a baby with her family as part of the Soviet Jewish exodus as political refugees from Ukraine. Marianna was raised in an entrepreneurial family and her family owes their success to the equal opportunities under the law allotted by her adopted country's constitution. 

She enjoys business strategy, contract negotiations, relationship cultivation, creative marketing, and giving talks on the dangers of Communism and Socialism. For fun, Marianna is an accomplished ballroom and Latin dancer and teacher. She also enjoys international travel and reading about positive psychology and Aristotelian philosophy. She homeschooled her two children and currently travels between Las Vegas, NV and Atlanta, GA. 

Arlys Erickson, MSA, CIA, CFE, CGFM, CDFM, CPEA, started teaching business and management courses for Chapman University and she is currently a faculty member with the University of Phoenix teaching personnel finance, accounting, and auditing undergraduate courses for over 15 years. Arlys is also the Chief Financial Officer for the Mentor Heritage Foundation which provides formation flying teams to memorialize those who gave all and to inspire those who are giving to the country. She spent over four years conducting performance audits for the San Diego City Auditor’s Office. Arlys also spent over 25 years performing and supervising internal and external audits of Department of Defense Financial Statements and internal performance audits for Acuity Consulting, Air Force Audit Agency, and Naval Audit Service.

Howard Eskew spent over 25 years in the financial industry. He held the position of Executive Vice President / Chief Credit Officer for Columbus First Bank, in Worthington, Ohio. He was also one of the founding members of this community bank which began when he and six other colleagues decided that they wanted to start a bank whose focus was on serving the small business community. Howard currently serves as Associate Professor at San Diego Mesa College in the Business Department. His focus is on business, accounting, entrepreneurship, and personal finance. Howard has a strong passion for providing financial education to everyone. He drives the financial literacy efforts at Mesa College and created the Financial Literacy Speaker Series, a five part series that covers a myriad of topics in personal finance that is open to the entire campus community. He also coordinates the Financial Opportunity Clinic. Howard is a strong partner and advocate for the community. In addition to servicing on the SDCEE Advisory Board, he also services on the boards of the San Diego Mesa College Foundation, San Diego Financial Literacy Center, San Diego Workforce Partnership, and the Western Association of Food Chains. Howard holds two bachelor’s degrees: one in Computer Systems and the other in Leadership. He also possesses his MBA and a Master’s degree in accounting. He has been inducted into numerous honor societies and graduated Magna Cum Laude and valedictorian. Additionally, Howard has presented at numerous educational and industry conferences and is a published author. In 2015, Howard received the Outstanding Professor Award at San Diego Mesa College.

Dr. Josue (Josh) Franco is a first-generation college graduate who holds A.A. degrees in economics and political science from Cerritos College, and a B.A. in public policy and M.A. and Ph.D. in political science from the University of California, Merced. He served as UC Merced’s 1st Student Body President and 1st Donald A. Strauss Foundation Scholar. He teaches introductory courses in Political Science, U.S. Government and Politics, Comparative Politics, International Relations, California Government and Politics, Research Methods, and Public Policy, and Microeconomics at Cuyamaca College. Prior to his academic career, he worked for 5 years in the California State Capitol and U.S. House of Representatives for former Lt. Governor and Congressman John Garamendi focused on higher education, transportation and infrastructure, and natural resources.

Denise Gutierrez is President and CEO of the California Council on Economic Education which provides financial literacy and economic training and resources for K-12 teachers in California. CCEE is the only California based nonprofit organization totally dedicated to ensuring K-12 students receive the financial and economic education necessary to be successful in career and life.

She has an extensive background in institutional advancement, fundraising, and corporate and foundation relations. Prior to her tenure at CCEE, Denise worked in the Advancement Office at the University of La Verne and at the College of Business and Economics at Cal State Los Angeles. Denise currently serves on the Board of Directors of California Jump$tart, the Council on Economic Education Network Advisory Committee, and the National Association of Economic Educators Advocacy Committee.

Denise began her educational and professional journey at Chaffey Community College in Rancho Cucamonga, CA. She went on to achieve a Bachelor of Arts degree in Sociology and a Master of Science in Leadership and Management from the University of La Verne. In her free time, Denise enjoys spending quality time with her grandchildren, playing golf, yoga, and reading.

Matt Hayes is the History-Social Science Coordinator at the San Diego County Office of Education (SDCOE), where he works closely with colleagues from across the state to help schools and districts implement the 2016 History-Social Science Framework. Prior to coming to SDCOE in 2013, he worked for the San Diego Unified School District, serving in a variety of capacities including program manager, vice principal, and teacher. When in the classroom, he taught World History, US History, Economics, Government, and World Affairs. He earned his Master's Degree in Educational Administration from National University, his teaching credential from the University of San Diego, and his Bachelor's of Arts in History from UC San Diego. 

Carmen Hernandez is the Programs Manager at the California Council on Economic Education (CCEE), where she leads the development and implementation of programs focused on economics and personal finance education for K-12 students. A native of South Los Angeles, Carmen was raised by her immigrant family from El Salvador, and her personal and professional journey is shaped by her commitment to empowering underserved communities.

Since joining CCEE in 2018, Carmen has played a key role in advancing the organization's mission to promote financial literacy across California. Through her leadership, she has helped expand CCEE’s programs, reaching thousands of students and educators with critical tools for financial decision-making and economic empowerment. Carmen’s deep passion for financial education is rooted in her own experiences growing up in a community with limited access to resources, which drives her commitment to ensuring that all students, regardless of background, have the knowledge they need to succeed financially.

Carmen holds a Bachelor of Arts in Liberal Arts, with a specialization in Childhood Studies, from California State University, East Bay. Her academic training, combined with her hands-on experience in the nonprofit sector, allows her to design and implement educational programs that are both impactful and accessible. As Programs Manager, Carmen is dedicated to creating equitable opportunities for youth and is committed to breaking down barriers to financial literacy in underserved communities.

Karen Holland is the founder of GiftingSense.org, a nonprofit focused on early financial education and home to the award-winning DIMS–Does It Make Sense?® Score Calculator. For over a decade, she has helped school-age children build practical decision-making skills by introducing them to mindful spending concepts. The DIMS SCORE Calculator enables students to ask simple questions about typical purchases before spending their own or someone else’s money. The tool supports critical thinking and fits easily into classroom schedules, making it a valuable resource for educators.

Karen’s commitment to financial literacy began early. As a child, she shared a paper route with a neighborhood friend and saved enough money to buy her first watch, a burgundy Timex, just before entering fifth grade. That early lesson in effort and reward helped shape her lifelong interest in helping others make thoughtful financial decisions.

Before founding Gifting Sense, Karen worked as a Sovereign Risk Analyst at the Royal Bank of Canada. She was named a Distinguished Educator by the national nonprofit Next Gen Personal Finance for her strong commitment to professional development in real-world personal finance education. She is also recognized as a Money Changer by the prestigious Money Awareness and Inclusion Awards, a global list honoring individuals who are transforming financial understanding and inclusion in their communities.

Karen holds a Master’s degree in Economic History from University of Toronto and an Honors Bachelor of Arts in Economics from Queens University.

Ray Hughel is Director of Education Programs for the Cox School of Business Bridwell Institute for Economic Freedom at Southern Methodist University where he is responsible for delivering SMU's Teaching Free Enterprise and E3STEM programs to primary and secondary educators. These programs offer fresh-experience engagement strategies that prepare students for economic environments after graduation. 

Prior to and during his tenure at SMU, Ray researched the economic effects of regulation in healthcare, pharmaceutical and grocery industries. Prior to his position at SMU, Ray spent over 10 years as a high school classroom instructor, primarily teaching economics.

Jennifer Imazeki is a Professor of Economics at San Diego State University where she conducts research in the economics of K-12 education, including work on school finance reform and adequacy, and teacher labor markets. She received her M.A. and Ph.D. in economics from the University of Wisconsin-Madison and has published several articles on education policy in a range of professional journals, books and policy outlets. She is an Associate Editor for The American Economist, and the managing editor for Conditions of Education in California, the blog for Policy Analysis in California Education (PACE). Professor Imazeki has also worked on several projects to encourage active learning in economics, particularly using technology and team-based learning, and she writes about teaching economics at economicsforteachers.blogspot.com. She created a course for students working toward their single-subject teaching credential in social science, and a writing course for economics majors.

Rickeena Boyd Kamei is a reflective educator who has worked in a variety of school environments and has been responsible for program planning at the school district level. She has taught students with a variety of needs. She is currently the Intern Service Provider at the San Diego Unified School District (SDUSD) where she mentors new special education teachers. Prior to her current position at SDUSD, Rickeena was Home/Hospital Teacher: Primary Site- Polinsky Children's Center, Special Education Teacher, Elementary and Middle School, and Gifted and Talented Education (GATE) Science Teacher at SDUSD. Rickeena earned her Master of Science in Instructional Leadership from National University and her Doctor of Philosophy in Educational Leadership from Northcentral University. In addition to her membership on the SDCEE Advisory Board, Rickeena is a member of the advisory board for Greater San Diego Council on the Social Studies, board member of Village of Promise, and education chair for the Tuskegee Airmen, Incorporated.

Louie Lange was born and raised in San Diego where he started his career in business administration and finance. He has experience building and developing small businesses and working on a national level with individual clients. He spent four years as an Analyst at another financial services company, working directly with Financial Advisors. Louie’s time with CALPRO has allowed him to work closely with educators and to develop an acute understanding of the CalSTRS/CalPERS pension systems. 

Louie enjoys developing long term plans for clients and focusing on a purpose driven approach to investing and spending. Education Louie holds a bachelor’s degree in business administration from California State University Monterey Bay. He also holds FINRA Series 7, Series 66 and Life and Health .Insurance licenses.

Irene Li is the Session XLVII Secretary-General of the San Diego Junior Model United Nations conference. She is a senior at Patrick Henry High School (PHHS) where she is serving her third year as President of the PHHS Model United Nations club. In her time as a delegate, she has received several awards, including Outstanding Delegate awards from Harvard and UC Berkeley. Irene is also a co-chair of the PHHS Link Crew Academics Committee where she oversees a school-wide academic support system.

As a student, Irene hopes to gain a better understanding of the world of economics and how she can help improve her community. She wants to major in political science and aims to pursue a career in law. In her free time, Irene enjoys reading, hanging out with her friends, and looking for cats to pet.

Brett A. Litoff has taught financial literacy courses and developed curriculum specializing in underserved populations for over 20 years. This includes teaching current and former foster youth, the homeless, the incarcerated, and administrators of educational programming. In addition to teaching finance, Brett has taught classes on life skills and independent living throughout San Diego County and beyond. He taught foster youth specific financial and post-emancipation courses at San Pasqual Academy for over 17 years and has worked as a school counselor at Miramar and Palomar Colleges. Through SDCEE he developed and taught curriculum at Donovan State Prison, specifically for both their staff and for prisoners that are close to finishing their sentences. He is currently working on the financial literacy curriculum at Khan Academy.  Brett earned a Bachelor of Science degree from the University of California, Santa Barbara in Law and Society and received his Masters Degree in Educational Counseling and Pupil Personnel Service Credential from National University. 

Delores Loedel, CMA, is a professor of Accounting at MiraCosta College where she has taught for fourteen years, first as an adjunct and now as a full-time professor. She previously was an adjunct professor for Palomar and Miramar Colleges and in 2012 was awarded the San Diego City College District’s Online Faculty Showcase Award for Excellence in Online Education, a student nominated award. Prior to joining MiraCosta College as faculty, she worked in industry for EDS, General Dynamics, and for Foodmaker, Inc. She graduated from the University of North Texas with a B.S. and M.S. in Accounting. She also holds certificates in online education from Cerro Coso and Cal State East Bay. Ms. Loedel is currently on a working group at MiraCosta College that is supporting Financial Literacy across the campus.

Stepan Mekhitarian currently serves as the K-12 National Outreach National Manager at Intuit. With a background in business-economics and 17 years in education at school sites and in district leadership roles, Stepan is deeply passionate about the importance of financial literacy to help students achieve success.  Previously, Stepan served as the Director of Innovation, Instruction, Assessment and Accountability at Glendale Unified School District and held positions as Secondary Math Coordinator and Coordinator of Data and Blended Learning at Los Angeles Unified School District. He started his career in education as a high school math teacher and school administrator at Green Dot Public Schools.  He has collaborated on designing and leading professional development for the California Department of Education and has authored books on using instructional technology and actionable data to drive personalized learning and innovation.  Stepan holds master's and doctorate degrees from UCLA, Harvard and Loyola Marymount University and is motivated by the approach "your success is my success" - that the work isn't done until all students succeed.

Dan McDowell is the Director of Learning and Innovation in the Grossmont Union High School District, a lecturer in the Educational and Learning, Design and Technology Department at SDSU, and an educational technology consultant. He is active in the local educational community and regularly presents at workshops and conferences. He spent 18 years as a social studies and photography teacher at West Hills High School.

Scott McGann is a full-time Professor of Economics at Grossmont Community College and a part-time Lecturer at San Diego State University. Prior to teaching, he worked in a variety of mid-level management positions in both the retail and restaurant sectors. Scott acquired his education at SDSU where he earned three degrees and a certificate. His credentials include: BA in Economics, Cum Laude, with Distinction in the Major; MA in Economics; MS in Business Administration; and a Graduate Certificate in Financial Planning. In addition to teaching, he is active in both the financial and real estate industries and is licensed as a California Real Estate Broker and Registered Investment Advisor.

Joshua Mitton is Chief Program Officer at the California Council on Economic Education. He also teaches economics at Irvine Valley College. Joshua was drawn to economics education from the early days of studying the subject. After reading his initial college economics text the first weekend it was assigned, he went on to obtain a B.A. in Applied Economics from Idaho State University. Early work as a tutor for the department kindled an interest in helping others to learn and love economics. A continued passion for the discipline led him to California State University Fullerton and a graduate degree in economics there with further opportunities working as a graduate assistant in the Center for Economic Education. A major focus of his work with CCEE has been ensuring that economics is accessible, practical and empowering for teachers and their students, and that teachers are valued and supported in their efforts. He believes that economics helps make better decisions about how to use their resources to achieve the goals they seek.

Todd Myers is Professor of Political Economy at Grossmont College and lecturer for the Center for Asian Pacific Studies and the Department of Economics at San Diego State University. He is a fellow with the Educational Advisory Council of the Federal Reserve Bank of San Francisco and an advisor to the Sahel Research and Strategy Group. Before coming to academia, Todd worked in economic development, publishing, curriculum development, and national security consulting. His research interests focus on state and society relations in the Asia Pacific; Happiness and Economics; Brazil; and the normative grounds of financial architectures. He has a Ph.D. from Louisiana State University emphasizing Political Theory and International Political Economy; an MPA emphasizing Governmental Finance from the E.J. Ourso School of Business, Louisiana State University; and was a DAAD fellow studying at Heidelberg University in the fields of economics, philosophy, and political science.

Christopher O’Byrne is a Professor of Accounting at Cuyamaca College in Rancho San Diego, CA. He is also a lecturer in Management and Information Systems at San Diego State University (SDSU). His previous teaching assignments included Southwestern College, Argosy University and Remington College. He is a recipient of the Cuyamaca College Award for Teaching Excellence and was honored at the SDSU Order of Omega and Rho Lambda Faculty/Staff Appreciation Day. In addition to his teaching assignments, Chris has a professional tax preparation business. He is a CTEC Registered Tax Preparer and an IRS Registered Tax Return Preparer (RTRP). Prior to his teaching career he was trader/general partner at COB Capital, hedge fund trader at Parallax Fund, and assistant treasurer/money market trader at European American Bank. He received his Bachelor of Science in Finance and Economics in 1995 and his Master of Business Administration in 2004 from Lehigh University at Bethlehem, PA and his Master of Science in Financial and Tax Planning in 2004 from San Diego State University. Among his academic honors, he received the National Association of Personal Financial Advisors Scholarship.

Dr. John H. Parker is a collaborative, solutions-focused leader with 18 years of experience in higher education leadership roles. He joined San Diego City College in 2020 as the Vice President of Administrative Services. Before his current role, John served as the CFO at Rivier University and President of Brown Mackie College. His extensive professional background includes managerial finance positions at Warner Bros. and the Hertz Corporation. John’s commitment to fiscal responsibility and innovative resource allocation has been a cornerstone of his career, showcasing his expertise in financial management and strategic planning.

As a first-generation college graduate and an adjunct accounting and finance instructor, John is dedicated to serving historically underserved students and their communities. Education is one of John’s many passions; he also serves as a tutor, mentor, and financial literacy expert. He consults on financial stewardship, sustainable development, and fiscal compliance. John’s academic credentials are substantial, including a Doctorate in International Business from Argosy University, an MS in Accounting from Arizona State University, and a BS in Business Administration from USC. His teaching philosophy emphasizes the connection between theory and practice, fostering a diverse and dynamic learning environment.

John’s dedication extends beyond his professional life into community service. He serves on the boards of the Umoja Community, Jackie Robinson YMCA, the Neighborhood House Association, and the Urban League of San Diego. An avid chess player and former member of the U.S. Chess Federation, John also enjoys basketball, fitness, reading, cooking, and traveling the world with his wife, Gail. His extensive involvement in education and community service highlights his dedication to fostering growth and development in both academic and public sectors, reflecting his commitment to making a positive impact on the communities he serves.

Kimberly Plummer has over 30 years of experience in education, 18 as a classroom teacher in San Diego Unified School District. Leveraging her classroom experience, she transitioned into the educational publishing field and has served as a national Humanities Consultant, Consultant Manager, Curriculum Manager, and is currently the Director of Product Marketing for ELL/ELD and Spanish markets at Benchmark Education Company. She remains active in the History Social-Science community and regularly serves as a judge for the We the People Competition and San Diego County History Day. Kimberly graduated from The University of San Diego and holds a Master’s degree in Teaching and Learning from Pt. Loma Nazarene College.

Shadi Poustchi is a seasoned professional with more than 25 years of experience in mortgage and banking, offering a comprehensive understanding of financial services and a steadfast commitment to excellence. In Shadi's current role as Senior School & Community Officer at North Island Credit Union, her work centers on fostering financial literacy and cultivating meaningful community relationships. Through strategic sponsorships, engaging volunteer programs, and educational initiatives, Shadi helps bridge the gap between financial institutions and the communities they serve.

Originally from Iran, Shadi's bilingual fluency in Persian and English enhances their ability to connect with diverse populations and bring a unique cultural lens to their work. This cultural richness infuses Shadi's approach, enabling her to build trust and understanding across varied audiences.

Outside of professional pursuits, Shadi finds joy in exploring new destinations, embracing the tranquility of the beach, and practicing meditation, which serves as a foundation for mindfulness and balance. These hobbies reflect Shadi's belief in personal growth and the importance of cultivating harmony in life. A leader characterized by dedication, cultural fluency, and a deep passion for service, Shadi inspires colleagues and community members alike, consistently making a positive impact wherever they are involved.

Naomi Probe is a lecturer of Economics at San Diego State University and California State University, San Marcos. Prior to teaching, she worked as a Financial Administrative manager for a small business in hazardous construction San Diego where she continues to serve on its management board as an economic advisor. Naomi graduated from San Diego State University with a Bachelor's in Economics and from Ohio University with a Master's in Financial Economics. 

Toya Milawnn Profit is the Program Manager, Teaching and Learning for History-Social Science and Ethnic Studies at the San Diego Unified School District (SDUSD). Prior to her tenure at SDUSD, Toya taught history and English at Yaohua Experimental School in Shenzhen, China and was an educator and therapeutic counselor at Eckerd Youth Alternatives in Brooksville, FL. Toya earned her BA in Theater at the University of Iowa and her MA in History at National University. Among her many skills and accomplishment, Toya is adept in performing Needs Assessments and Gap Analyses to determine topics for development and achieve all project and program deliverables; applying a wide range of creative learning strategies to motivate and inspire others to achieve desired outcomes; using creatively educational methods, learning theories, assessment, evaluation, technology, communication,  and collaboration skills to successfully navigate and complete complex projects and ensuring the continuity of curriculum and utilize various behavioral management techniques while working with people from diverse backgrounds and cultures to ensure learning success for all. In addition to her membership on the SDCEE Advisory Board, Toya is a member of the La Jolla Playhouse Leadership Council.

Gloria Rogers is the Vice President of School & Community Development at North Island Credit Union, a division of California Credit Union, in which she supports the education outreach in Southern California.   This includes financial literacy, scholarships, teacher grants and sponsorship opportunities.  Gloria continuously looks for ways to be involved in the communities they serve; she serves on the Classroom of the Future Foundation Development Committee which works to support students through the San Diego County Office of Education thrive in a competitive global society.  She also serves as the Board Treasurer and Secretary on the Greater Los Angeles Education Foundation, the philanthropic arm of the Los Angeles County Office of Education and a member of the Los Angeles County Board of Education Audit Committee. Gloria has been in the credit union industry for over 16 years.  She earned her Bachelor of Science degree in Business Administration, Management and Human Resources from CA State Polytechnic University, Pomona.  She is passionate about helping people and providing resources, especially to those in socio-economically disadvantaged areas.

Ramiro (Ray) Rojas, Jr. has over 26 years of Head Start experience. He has designed and implemented 21st century strategies and techniques for the training and professional development of Head Start and Early Head Start Educators, Family Support staff, Program Content Specialists, Board of Directors and Policy Committee members. He is considered a leader and expert in the use of data analysis and assessment of management systems and services to ascertain statically probable solutions to sustainable outcomes for children and families. Ray has coordinated grant development, edited and subsequently approved Head Start policies and procedures for various Head Start agencies. He has conducted independent research utilizing a variety of resources to simplify Child and Family Outcomes. Using program data, he ensures compliance with contracts, regulations and deadlines. Acting in concert with local, county, state and federal agencies and organizations, he has executed evaluations, interpreted assessments, screenings, and participated with multi-disciplinary assessment teams to develop recommendations, implementation strategies and monitoring approaches for system and service management of family services.

Elizabeth (Liz) Sampson-Bystedt Elizabeth (Liz) Sampson-Bystedt is currently the Superintendent of the Jamul-Dulzura Union School District in east San Diego County. In her 30+ years of working in education, she has been a teacher (Kindergarten, choir, and 6th grade were her favorites to teach), an English teacher to students from Taiwan, assistant principal, principal, and an assistant superintendent in charge of special education. In addition, she works with teachers across the state of California with the Small School District Association (SSDA) as they focus on problems of practice.

Her recognitions include being named Middle School Principal of the Year for ACSA Region 18, receiving the Artissimo Administrator of the Year award from the San Diego County Office of Education, the Financial Literacy Hero Award from SDCEE, and the Educator of the Month honor from the San Diego Regional East County Chamber of Commerce. Liz holds a Bachelor of Arts in Liberal Studies and a teaching credential from CSUF (Cal State University Fullerton), and a Master of Arts in Educational Administration from Chapman University.

When she is not at work, she enjoys camping with her husband, reading, spending time with family and friends, and snuggling/being tormented by her cat, Loki.

Kyra Seay serves as Vice President of Community Relations and Business Development at California Coast Credit Union, where she leads strategies that advance financial inclusion, economic mobility, and educational equity across Southern California. She also oversees the Cal Coast Cares Foundation, a nonprofit focused on empowering students and educators through scholarships, classroom grants, and accessible financial education – providing tools for brighter futures and stronger communities.

Kyra brings deep experience in cross-sector partnerships, systems change, and values-driven leadership. Prior to joining Cal Coast, she served as Associate Director of City Heights Community Development Corporation; and her earlier work includes designing workforce development programs rooted in financial empowerment.

Kyra serves on the board of Neighborhood House Association, Reality Changers, and the Foundation for Grossmont & Cuyamaca Colleges. She holds a Bachelor of Science degree from Bates College and a Master of Science in Organizational Leadership from Southern New Hampshire University.

With over twenty five years experience in personal finance, Michael Snyder is currently Vice-President of Highline Investment Partners, Inc. Mr. Snyder began a career in operations with Merrill Lynch, following as a Branch Manager with Quick & Reilly, Inc. He has continued working in investments, as an Investment Advisor Representative with Highline Investment Partners, Inc. and specializes in retirement planning, college planning, and investments. He has extensive experience in investments and insurance products.   Taking some time to be more involved in the community he worked to further his education and received a Multiple Subject Teaching Credential and worked with several schools as a substitute teacher and continues to be involved as a volunteer in the schools teaching bank and finance components. He also has expanded his experience in working with various non-profit organizations and stays further involved in education as cluster co-Chair for Madison High School with the San Diego Unified School District and as President of the Clairemont Mesa Education Foundation representing nineteen schools in the Clairemont community. His current focus with the schools is developing strong community support through partnerships with various Universities, Corporations and education related organizations though out San Diego.

Steven W. Sumner, PhD, is a professor of economics at the University of San Diego’s School of Business, specializing in macroeconomics, monetary economics, banking, and applied econometrics. He earned a BA in economics and mathematics from Calvin College and an MA and PhD in economics from the University of California, San Diego. Dr. Sumner has been with USD since 2003, teaching a range of undergraduate and graduate courses.

His research focuses on financial intermediation and its impact on economic shocks, with publications in prestigious journals such as the Journal of Monetary Economics and European Economic Review. Dr. Sumner has also explored pedagogical research on integrating sexual diversity education.

Dr. Sumner’s contributions to USD and the School of Business have been recognized with the SBA Faculty Service Award twice. He is an active member of the President’s Cabinet, Secretary of the Faculty Senate, and Chair of the School of Business ARRT Committee.

Diana Torres is the Financial Aid Programs Specialist at Grossmont College in El Cajon, CA. Among her noteworthy accomplishments, Diana leads highly regarded personal finance activities for high-risk students at Grossmont College and for inmates at Las Colinas Detention Facility. Prior to her current position, Diana was Title V Outreach/Assessment Specialist, Program Specialist, CTE Transitions Program Specialist and Health and Science Pipeline Initiative Program Specialist for the Grossmont-Cuyamaca Community College District Auxiliary. Diana is a Senator on the Grossmont College Classified Senate, the Classified Senate Representative on the Student Success and Equity Committee. She is also a member of the Basic Needs Taskforce and on the Financial Wellness Taskforce at Grossmont College. Diana is described by her peers as personable and focused on a high-touch approach with a dynamic ability to build positive rapport and meaningful connections with people of diverse populations. She is a passionate and committed team player dedicated to delivering the highest quality of authentic care and reliable information, an effective communicator and is bilingual in Spanish and English. Diana earned her BA in Interdisciplinary Studies at National University.

Arpad "A.J." Tota is a seasoned financial professional with over 47 years of experience across various industries. Since retiring in 2019, he has focused on promoting financial security planning for diverse groups, including young families, retirees, and small business owners in Santee and East County San Diego. He holds multiple licenses and certifications, including FINRA Series 7 and 66, and is affiliated with Thrivent, a Fortune 500 company, where he tailors investment solutions to his clients' goals.

As President of the Kiwanis Club of Santee, A.J. plays a key role in organizing the annual Santee Youth Business Fair and collaborates with local government, school districts, and community organizations like the San Diego Center for Economic Education (SDCEE) to advance financial education for youth. His local affiliations include the Santee Chamber of Commerce and the Kingdom Advisor community.

A.J. earned his Bachelor of Science in Information and Decision Systems from San Diego State University in 1991. His diverse career includes roles at Electronic Data Systems, Hewlett Packard, SAIC, Booz Allen Hamilton, and SPAWAR, where he modernized project management standards.

Guided by the philosophy "Carpe Vita" – Seize Life – A.J. is dedicated to helping his community achieve financial and health security through thoughtful planning across life stages and generations.

Rohn S. Trieglaff has been actively involved in economic education since 1990 as a dedicated board member of the Economic Education Foundation of San Diego (EconEd), where he currently serves as President. Following the merger of EconEd and the San Diego Center for Economic Education (SDCEE) in 2007, Rohn became a member of the SDCEE Advisory Board, further demonstrating his commitment to advancing economic education and financial literacy. Rohn was honored with the California Council on Economic Education's Adam's Apple Award in 2008, recognizing his significant contributions to promoting financial literacy and economic understanding within the community.

In addition to his work in economic education, Rohn owns and operates a boutique fiduciary employee benefit consulting firm. He specializes in managing company retirement plans and group insurance programs, providing tailored consulting services to help businesses optimize their retirement and insurance offerings.

Keith Turner is an educator and leader committed to advancing equity in higher education settings and currently serves at Southwestern College as the Director for Men of Color Success and Excellence. He utilizes evidence-based strategies to make college campuses and student services more welcoming and supportive while facilitating the students' ability to learn. He has a proven record of directing successful programs and operations while incorporating an equity lens into his work. His work and expertise as a community college leader has been recognized in national and regional settings. Prior to his role at Southwestern College, Keith served as an Interim Associate Dean of Student Services and Special Programs at Cuyamaca College. He has also performed various leadership roles at the San Diego Unified School District, Grossmont College, and the University of East London. In addition to his leadership duties, Keith has taught business courses at Grossmont College. He also sits on the advisory boards of the California Business Education Association, Urban Youth University and Academy of Information Technology. Keith has a Doctorate in Educational Leadership with an emphasis in Community College leadership from San Diego State University, a Master of International Business Management from the University of East London, and a Bachelor of Business Administration and Management from Minnesota State University at Moorhead and an associate degree from Cuyamaca College. In his spare time, Keith enjoys going to the gym, reading self-help books, spending time with family, and investing.

Pamela White, Senior Economic Development Coordinator, has over thirty years of local government experience, and has worked for the City of Santee since 1985. She is responsible for economic development and business recruitment. She has also managed the city’s redevelopment, housing, and risk management programs. Ms. White began her career as Assistant to the Executive Director for the Coachella Valley Association of Governments, and later worked with the City of Cathedral City as Public Information Officer. She holds a Master’s degree in Public Administration from San Bernardino State University, and received a Bachelor of Science degree in Business Administration from University of San Diego. She is a 25year member of the International City Management Association and served on the Executive Board of the Municipal Management Assistants of Southern California. She has also served as President of the San Diego Pooled Insurance Program Authority. Pam and her husband have one daughter.

Linné Wienke is Assistant Professor of Economics at Southwestern College. She earned her bachelor's degree in economics and German Literature from the University of California, San Diego and a master's degree in economics from American University, Washington D.C.  She is a advisor for the Business Club and the Economics Club at Southwestern College. She has also served as Advancing Equity Teaching Academy Mentor and as the Work-Based Learning Coordinator at Southwestern College. Through her membership in the Women in Economics Leadership Network, she works with Women in Economics Clubs at colleges and universities throughout the United States to encourage women to enter the economics profession. In her spare time, she reads over 50 books a year about teaching, economics, mysteries, entrepreneurship, and productivity. It's no wonder that she's been a Read San Diego volunteer. She also enjoys photography and her pets. 

Maurey Williams Jr. is a dedicated educator and advocate for student success in the San Diego Unified School District (SDUSD). With over 20 years of experience, Maurey has been instrumental in teaching various subjects, including English, History, and Social Studies, across different grade levels. His commitment to education is reflected in his student-centered teaching approach, fostering critical thinking and creativity.

Although Maurey is originally from elsewhere, he feels like a native San Diegan after living in the city for over 25 years. He pursued his passion for education at San Diego State University, graduating with honors. After completing his studies, he began his career at SDUSD, where he has been an inspiring presence for students ever since. In addition to his teaching roles, Maurey has served as a union representative for the San Diego Educator's Association for many years, advocating for educators' rights and improving working conditions. He is also actively involved in extracurricular activities, such as coaching debate teams and organizing school events, and has contributed to district committees focused on curriculum development and educational equity.

Maurey's excellence in teaching has been recognized with numerous awards, including the prestigious "Rookie of the Year" award early in his career. His dedication to promoting literacy and critical thinking among students has made him a respected figure in the educational community. Outside of work, Maurey enjoys exploring San Diego's cultural offerings and spending time with his family.

Anthony Zambelli, J.D. has been an instructor in the Business and Professional Studies Department at Cuyamaca College since 1979. He is a recipient of the Cuyamaca College President’s Award, the Award for Teaching Excellence and the Rainbow Award for service to the college community. He also received the Alfred Lord Whitehead Award for Teaching Excellence at the University of Redlands. Dr. Zambelli received a Bachelor of Arts in History in 1972, and in Economics in 1974 at California State University, Stanislaus. He received his Master of Arts degree in Economics from Fresno State University in 1976 and a Juris Doctorate from National University in 1990. He has received a number of academic honors including the American Jurisprudence Award for Legal Scholarship and the West Publishing Award of Outstanding Legal Scholastic Achievement. He was a California State Scholar, a Congressional Intern, and attended the Institute for Comparative Economic and Political Systems at Georgetown University and the Institute on Entrepreneurial Education at Pepperdine University. Dr. Zambelli is a member of the El Cajon Kiwanis and the Elks Lodge of El Cajon where he’s been Kiwanian of the Year and Elk of the Year.

Phillip Zamora is the Social Science Department Chair at the Army and Navy Academy in Carlsbad, California, where he teaches a variety of government and economics classes. A dedicated educator and mentor, Phillip believes in cultivating civic responsibility, critical thinking, and leadership in young people—both inside the classroom and beyond.

A firm believer in institutional integrity and long-term vision, Phillip also serves on the Academy’s Board of Trustees, where he plays an active role in shaping academic priorities, governance policies, and strategic initiatives that impact the entire school community.

Phillip is deeply invested in experiential learning. He advises the Academy’s long-standing Harvard Model Congress delegation, preparing cadets to engage in high-level simulations of the American legislative process. As an iCivics Fellow, he brings project-based learning into his classes, including a senior capstone rooted in the iCivics County Solutions model, which challenges students to develop real-world policy solutions to issues affecting their communities.

Beyond academics, Phillip serves as the head coach of the varsity lacrosse team, where he emphasizes resilience, teamwork, and personal growth. Whether in the classroom, the boardroom, or on the field, Phillip’s work reflects a consistent commitment to shaping thoughtful, empowered, and civically engaged young leaders.

Anastasia Zavodny currently teaches a variety of Economics and Business courses at several local community colleges. Anastasia began her studies at Palomar College, earning an A.A. degree before transferring to UC San Diego, where she earned her B.S. in Management Science with minors in International Studies and Mathematics. She completed her graduate studies at UC Santa Barbara, earning an M.A. in Economics with an emphasis in Business Economics and a second M.A. in Statistics. Outside of the classroom, Anastasia serves on several committees including Faculty Senate, the executive board of a faculty union, and the statewide Academic Senate for California Community Colleges’ Part-Time Faculty Committee. Anastasia was selected as the Adjunct recipient for Palomar College’s Distinguished Faculty Award for Excellence in Teaching for the academic year 2021-2022.