Maybe you already have life insurance, and that's great if you do. It was only recently that I applied for Life Insurance, and it made financial sense for me to do it through NYSUT. This life insurance is underwritten by MetLife, but administered through AMBA.
You can calculate your cost here: Interactive Life Insurance Rate Calculator
Term Life Insurance information
Application for Life Insurance through NYSUT where you can get coverage for up to 1 Million Dollars for 20 years.