TERMS OF SERVICE AND CONDITIONS OF USE

Last Updated: September 2026

Platform Domain: Marwadi Baniya ([https://sites.google.com/view/marwadibaniya/home])

1. Acceptance of Terms and Binding Agreement

Welcome to Marwadi Baniya (hereinafter referred to as the "Platform," "Company," "we," "us," or "our"). These Terms of Service and Conditions of Use ("Terms") constitute a legally binding agreement between Marwadi Baniya and each individual, entity, or automated user ("User," "you," or "your") accessing, browsing, evaluating, or interacting with our digital content, review articles, comparison tables, or outbound links.

By accessing, viewing, or utilizing any portion of this Platform, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms, as well as our Privacy Policy and Medical Disclaimer, both of which are incorporated herein by reference. If you do not unconditionally agree to these Terms in their entirety, you are strictly prohibited from using this Platform and must exit immediately.

2. Platform Status: Independent Promotional Intermediary

2.1 Informational and Curatorial Nature

Marwadi Baniya is an independent digital publishing, consumer review, and promotional intermediary platform. The Platform is designed solely for informational, comparative, and educational purposes. We aggregate, analyze, critique, and provide editorial commentary on wellness, dietary, botanical, and lifestyle formulations.

2.2 Not a Manufacturer, Distributor, or Merchant of Record

Marwadi Baniya is NOT a manufacturer, packager, labeler, distributor, retailer, pharmacy, or Merchant of Record for any product, physical item, or digital guide featured, reviewed, or linked across this Platform.

You expressly acknowledge and agree that:

• Marwadi Baniya does not invent, formulate, blend, test, package, store, inventory, handle, fulfill, inspect, or dispatch any physical dietary supplements or wellness goods.

• Marwadi Baniya does not hold title to, custody of, or physical control over any products referenced herein.

• Any transaction initiated by clicking an outbound hyperlink, promotional banner, or call-to-action button on this Platform transfers you off Marwadi Baniya to an external, independently operated digital storefront or checkout environment governed exclusively by third-party terms.

3. Affiliate Disclosure and Commercial Relationships (FTC Compliance)

Pursuant to the Federal Trade Commission (FTC) Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 C.F.R. Part 255):

• Commercial Participation: Marwadi Baniya maintains affiliate relationships with third-party vendors and commercial retail aggregators, most notably Digistore24 Inc. and its corporate subsidiaries ("Digistore24").

• Commission Structure: When you click an outgoing link or banner hosted on Marwadi Baniya and complete a subsequent purchase on an external merchant website, Marwadi Baniya may receive an affiliate referral commission, performance fee, or monetary compensation from the merchant or affiliate network at zero additional cost to you.

• Pricing Uniformity: Our commercial relationships do not increase your retail purchase price. Outbound links frequently direct you to manufacturer-subsidized volume pricing, promotional bundles, or special introductory discounts.

• Editorial Independence: While Marwadi Baniya receives compensation for referral conversions, all assessments, product cards, comparative rankings, and pros/cons analyses represent our editorial perspective based on publicly accessible data, third-party user feedback, and published scientific research.

4. Merchant of Record and Order Processing (Digistore24)

4.1 Role of Digistore24 as Retailer

Unless explicitly stated otherwise on the terminal checkout page, all financial transactions, order processing, credit card authorisations, invoicing, customer identity verification, and contractual sales of products featured on this Platform are executed by Digistore24 Inc. (or its regional affiliates) as the official Merchant of Record (MoR), or by the designated third-party product brand.

4.2 Exclusion of Financial Data Handling

Marwadi Baniya does not collect, receive, process, store, or transmit sensitive financial credentials, including debit/credit card numbers, CVV security codes, banking details, or billing addresses. All payment processing occurs entirely within the external, secure infrastructure of Digistore24 or the respective vendor.

4.3 Secure Transactions and Consumer Protection

When you navigate from Marwadi Baniya to a Digistore24 checkout interface:

• Transactions are safeguarded using industry-standard 256-Bit Secure Sockets Layer (SSL) encryption protocols.

• Payment processing complies with the Payment Card Industry Data Security Standard (PCI-DSS).

• Inquiries regarding payment errors, billing disputes, suspicious charges, or recurring subscription updates must be directed exclusively to the Merchant of Record (Digistore24 Customer Support via helpdesk@digistore24.com) or the specific product vendor.

5. Comprehensive Medical and Healthcare Disclaimers

5.1 Informational Purpose Only

No information, text, graphic, breakdown, dosage guide, or comparison published on Marwadi Baniya constitutes medical advice, clinical diagnosis, therapeutic guidance, or a prescription. All material is published strictly for general consumer awareness.

5.2 Absence of Doctor-Patient Relationship

Interacting with this Platform, submitting inquiries via digital forms, or reviewing our content does not create, establish, or imply a doctor-patient, therapist-client, pharmacist-customer, or healthcare professional relationship between you and Marwadi Baniya, its operators, writers, or researchers.

5.3 Mandatory Physician Consultation

You are strictly advised to consult with a qualified, licensed healthcare practitioner (such as your primary care physician, specialist, or registered dietitian) prior to purchasing, consuming, or applying any dietary supplement, botanical compound, topical serum, or wellness regimen featured on this Platform. A medical consultation is mandatory if you:

• Are pregnant, nursing, lactating, or planning to become pregnant.

• Have an existing acute or chronic medical condition (including cardiovascular disorders, hypertension, diabetes, renal impairment, endocrine/thyroid dysfunctions, or neurological conditions).

• Are currently taking any prescribed medication, over-the-counter pharmaceuticals, or other dietary supplements that could interact with botanical compounds.

• Are preparing for planned surgical procedures.

Never disregard professional clinical advice or delay seeking medical evaluation due to information read on or accessed through Marwadi Baniya.

5.4 Food and Drug Administration (FDA) Notice

The statements, reviews, and ingredient summaries displayed on this Platform have not been evaluated by the United States Food and Drug Administration (FDA), the European Medicines Agency (EMA), or any other national or regional public health authority. The dietary supplements and physical products discussed on Marwadi Baniya are not medicines and are NOT intended to diagnose, treat, cure, mitigate, or prevent any disease, illness, or condition.

5.5 Results Variability and Testimonials

Any endorsements, user testimonials, star ratings, or case examples referenced on this Platform or within vendor video sales letters (VSLs) reflect individual experiences. Physiological responses to botanical extracts, vitamins, and minerals depend on genetics, age, diet, physical activity, baseline health, and personal compliance. Results are never guaranteed, predictable, or typical.

6. Complete Shifting of Product Liability to Third-Party Brands & Retailers

6.1 Total Disavowal of Product Liability

To the maximum extent permitted by applicable statutory law, Marwadi Baniya, its founders, operators, employees, researchers, contractors, and agents assume ZERO liability, legal responsibility, or accountability for the design, composition, quality, safety, testing, packaging, transport, or physical effects of any product featured on this Platform.

6.2 Exclusive Manufacturer and Merchant Liability

All product liabilities—whether arising under tort, strict liability, negligence, breach of contract, or consumer protection statutes—rest strictly, exclusively, and entirely with the third-party manufacturing company, brand owner, and/or the Merchant of Record (Digistore24 Inc.). Marwadi Baniya is explicitly held harmless from all claims relating to:

• Manufacturing Defects & Contamination: Any presence of undeclared ingredients, foreign particulates, adulterants, heavy metals, microbial toxins, improper blending, mislabeling, defective seals, or container leakage.

• Adverse Biological Reactions & Health Risks: Any allergic response, organ dysfunction, toxicological reaction, endocrine disruption, gastrointestinal distress, drug interaction, sickness, bodily injury, impairment, or death resulting directly or indirectly from the handling, application, or ingestion of any product.

• Failure of Efficacy: Any failure of a product or service to meet consumer expectations, achieve desired metabolic, cognitive, hair, dental, or physical health outcomes, or deliver promotional claims made by the third-party brand.

• Regulatory Non-Compliance: Any failure by the vendor to comply with cGMP (Current Good Manufacturing Practices), labeling regulations, packaging standards, or national advertising laws.

6.3 Sole Recourse

In the event of any physical injury, property damage, financial dispute, or adverse reaction arising from a product discovered on Marwadi Baniya, your sole and exclusive legal recourse is against the product manufacturer and/or Digistore24 Inc. You unconditionally waive, forfeit, and release Marwadi Baniya from any right to join Marwadi Baniya as a party to any lawsuit, tort action, arbitration, or regulatory complaint.

7. Comprehensive Limitation of Liability

To the fullest extent permissible under applicable law:

• Exclusion of Damages: In no event shall Marwadi Baniya, its owners, directors, affiliates, or content creators be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, punitive, or reliance damages—including, without limitation, damages for loss of profits, loss of goodwill, emotional distress, medical expenses, personal injury, pain and suffering, physical impairment, or wrongful death—arising out of or in connection with:

  1. Your access to, reliance upon, or inability to use this Platform;

  2. Any statements, content, or representations published on this Platform;

  3. The purchase, possession, consumption, or application of any product, service, or substance linked from this Platform;

  4. The acts, omissions, product defects, or shipping failures of Digistore24 or the third-party product vendor.

• Monetary Ceiling: If, notwithstanding the foregoing, Marwadi Baniya is found liable by a court or arbitration body of competent jurisdiction for any matter related to this Platform, our aggregate financial liability shall not exceed the lesser of one hundred United States dollars ($100.00 USD) or the exact amount of affiliate commission received by Marwadi Baniya directly traceable to the specific purchase in dispute.

8. Disclaimer of Warranties

Marwadi Baniya provides this Platform, its content, tools, and outgoing referral links on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, whether express, statutory, or implied.

To the maximum extent allowed by law, Marwadi Baniya disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

• Warranties concerning the accuracy, completeness, scientific validity, timeliness, or reliability of any manufacturer claims, ingredient lists, or pricing charts.

• Warranties that the Platform will operate error-free, uninterrupted, or free of malicious scripts, viruses, or cyber threats.

9. Refund Policy, Guarantees, and Order Fulfillment

9.1 Third-Party Money-Back Guarantees

Products reviewed on Marwadi Baniya are typically covered by manufacturer-backed, risk-free satisfaction guarantees (commonly ranging from 60 days to 180 days, as detailed on the individual seller's official checkout page).

9.2 Refund Execution via Digistore24

Because Marwadi Baniya is an independent promotional publisher and never processes customer payments:

• Marwadi Baniya cannot issue, process, reverse, or approve refunds.

• We do not maintain access to order databases, customer transaction receipts, tracking numbers, or banking profiles.

• To request a refund under the terms of a product guarantee, you must contact the vendor's designated customer support email or reach out directly to Digistore24 Order Support at:

  • Digistore24 Ticket Desk: [https://www.digistore24.com/en/contact](https://www.digistore24.com/en/contact)

  • Digistore24 Order Assistance: helpdesk@digistore24.com

• Digistore24 processes approved refunds back to the original method of payment in accordance with their consumer terms.

9.3 Shipping, Customs, and International Deliveries

Physical fulfillment, packaging, customs declarations, cross-border duty assessments, and courier dispatch are managed exclusively by the product manufacturer’s third-party logistics (3PL) partners. Marwadi Baniya is not liable for delayed parcels, damaged seals, transit loss, customs confiscation, or courier errors.

10. User Representations and Indemnification

10.1 User Representations

By using this Platform, you represent and warrant that:

• You are at least 18 years of age (or the legal age of majority in your jurisdiction).

• You possess the legal capacity to enter into these Terms.

• You are assuming full personal responsibility for verifying with your physician the safety, advisability, and suitability of any supplement or wellness regimen before ingesting it.

10.2 Indemnification Agreement

You agree to defend, indemnify, and hold completely harmless Marwadi Baniya, its owners, officers, directors, employees, affiliates, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal and attorney fees) arising out of or resulting from:

• Your violation of these Terms or our Medical Disclaimer;

• Your misuse of this Platform or reliance on its content;

• Your purchase, handling, topical use, or internal consumption of any product or service referred by this Platform;

• Any personal injury, medical reaction, or property damage caused to yourself or any third party to whom you supplied or recommended a product discovered on this Platform.

11. Intellectual Property and Third-Party Trademarks

• Original Platform Assets: All original layout designs, unique written copy, comparison structures, graphics, and branding associated with Marwadi Baniya are the intellectual property of Marwadi Baniya and are protected by applicable copyright and unfair competition laws.

• Third-Party Trademarks and Fair Use: Product names, trademarks, registered logos, and vendor images displayed on this site (e.g., Dentitox Pro, CleanseSana, ProMind Complex, Neuro Fortis PRO, MemoryFuel, Advanced Memory Formula, Advanced Amino Formula, Advanced Collagen Plus, Yara, FullyVital, Pineal Guardian, Genesis Revival, and Digistore24) are the exclusive property of their respective trademark holders. Their inclusion on this Platform is strictly for descriptive identification, review commentary, comparative evaluation, and consumer transparency under the legal doctrine of Nominative Fair Use.

12. External Hyperlinks and Third-Party Digital Ecosystems

This Platform contains outbound hyperlinks directing visitors to third-party domains, vendor sales letters (TSL/VSL), interactive quiz funnels, and Digistore24 order pages.

• Marwadi Baniya exercises zero administrative or editorial control over external domains.

• We make no representations regarding the safety, terms of use, privacy practices, data collection protocols, or accessibility of linked third-party websites.

• When you leave Marwadi Baniya, our Terms cease to govern. You navigate external websites entirely at your own discretion and risk.

13. Dispute Resolution and Mandatory Binding Arbitration

13.1 Informal Resolution Period

Prior to filing any formal legal claim, arbitration demand, or administrative complaint against Marwadi Baniya, you agree to contact us in writing at with a detailed description of the dispute. Both parties agree to engage in good-faith negotiations for a minimum period of thirty (30) days to reach an amicable resolution.

13.2 Mandatory Binding Individual Arbitration

If an informal resolution is not achieved, any legal dispute, controversy, or claim arising out of or relating to these Terms, the Platform, or your use thereof shall be resolved exclusively through final and binding individual arbitration, administered under the rules of the designated regional commercial arbitration body in the governing jurisdiction.

13.3 Class Action Waiver

YOU AND MARWADI BANIYA MUTUALLY AGREE THAT ALL CLAIMS, DISPUTES, OR ACTIONS MUST BE BROUGHT IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, REPRESENTATIVE, OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR CONSOLIDATED PROCEEDING. You expressly waive any right to initiate, participate in, or benefit from a class-action lawsuit against Marwadi Baniya.

14. Severability and Modification of Terms

• Severability: If any provision, paragraph, or clause of these Terms is determined by an arbitrator or court of competent jurisdiction to be unlawful, void, or unenforceable, that specific provision shall be deemed severable and shall not compromise the legal validity or enforceability of any remaining provisions.

• Right to Amend: Marwadi Baniya reserves the absolute right to revise, update, amend, or replace any portion of these Terms at its sole discretion and without individual prior notice. Any updates will take effect immediately upon publication on this page, marked with a revised "Last Updated" date. Your continued use of the Platform following changes constitutes binding acceptance of the updated Terms.

15. Contact and Legal Notice Desk

For all legal notices, editorial inquiries, compliance audits, or terms-related clarifications, please contact our administrative desk:

• Platform Name: Marwadi Baniya

• Compliance & Legal Desk: nikit@marwadibaniya.com 

• General Consumer Inquiries: nikit@marwadibaniya.com 

• Order & Transaction Support (Merchant of Record): helpdesk@digistore24.com