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Primary Transport Form: Nitrate ($NO_3^-$). It is highly soluble, not retained by soil, and primarily moves via leaching into groundwater.
The Ammonia Link: Ammonium ($NH_4^+$) is positively charged and binds to soil but is quickly converted by bacteria into Nitrate via nitrification, freeing it to leach.
Primary Transport Form: Orthophosphate ($\text{PO}_4^{3-}$). It is highly reactive and strongly binds to soil particles.
Binding Agents: The primary binding agents are Iron (Fe) and Aluminum (Al) compounds. Iron is generally more abundant in lake sediment, but Aluminum forms a permanent, redox-insensitive bond with phosphate. This stability is why Al salts are used to permanently lock P in lake restoration.
Transport: The strong binding prevents leaching, so P moves mostly in surface runoff with eroded sediment.
Phosphorus is initially locked in lake sediment by Iron(III).
Under anoxic conditions (Dissolved Oxygen concentrations below $1 \text{ mg/L}$ at the water-lakebed surface), Dissimilatory Iron-Reducing Bacteria (DIRB) use the $\text{Fe}^{3+}$ as an electron acceptor.
This microbial respiration reduces the insoluble $\text{Fe}^{3+}$ to soluble $\text{Fe}^{2+}$, which releases the P back into the water as bioavailable orthophosphate. This is the process of internal loading.
When dissolved phosphorus is taken up by organisms, the recycling rate depends on the resulting Organic Phosphorus (POP/DOP):
Easily Recyclable (Fast Cycle): Organic matter like algae and bacteria is easily digestible. They decompose and release the bioavailable $\text{PO}_4^{3-}$ back into the water column quickly (hours to days), accelerating short-term algae growth.
Difficult to Recycle (Slow Cycle): Organic matter like tree leaves and other woody debris is complex and slow to decompose. They represent a more long-term storage of phosphorus that is released back into the water much slower (months to years).