Kyeonghee Kim 김경희
(pronounced ki-young-hee kim)
Assistant Professor
Department of Risk Management/Insurance, Real Estate and Legal Studies, College of Business
Florida State University
Email: k.kim at fsu.edu
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Research Interest
Insurance economics, Regulation, Financial intermediaries
Education
Ph.D. in Actuarial Science, Risk Management and Insurance, University of Wisconsin-Madison, 2018
Bachelor of Business Administration, Yonsei University, 2009 (연세대학교 경영학 학사)
Revision requested
“How Does Private Equity Impact Insurer Asset Management” with J. Tyler Leverty and Joan T. Schmit
What is the effect of private equity ownership on life insurers' asset management?
Presented at ARIA 2024, NAIC-CIPR Regulatory Research Conference 2024
“The Effects of Investment Advisers in the Life Insurance Industry” with J. Tyler Leverty and Joan T. Schmit
Presented at WRIEC 2015, ARIA 2017, FMA 2017, SRIA 2020
First chapter of my Ph.D. thesis at University of Wisconsin-Madison. Previously circulated under “Investment Outsourcing: An Investigation of the Life Insurance Industry” and partially subsumed by “How Does Private Equity Impact Insurer Asset Management”
"Compliance Costs of Contract Regulation" with Junhao Liu and J. Tyler Leverty
How costly is the policy form regulation on property and liability insurers?
Presented at NAIC-CIPR Regulatory Research Conference 2023
Working Papers
"Homeowners Insurance and Housing Prices” with Evan M. Eastman and Tingyu Zhou
How do private homeowners insurance prices affect housing prices?
Presented at Wisconsin School of Business 2024, SRIA 2024*, AREUEA-ASSA 2025*, ARES 2025*, WRIEC 2025, UEA 2025* (Scheduled), SFA 2025 (Scheduled), NAIC-CIPR Regulatory Research Conference 2025 (Scheduled)
“Regulatory Capital and Catastrophe Risk” with Evan M. Eastman
Does the risk-based capital ratio reform on catastrophe risk affect homeowners insurance prices?
Presented at SRIA 2022*, ARIA 2023, Risk Theory Society 2024, University of St. Gallen 2024, CEAR-MRIC 2023*, ARIA-ASSA 2024*, EFA 2024*, SFA 2024
"Accounting Standards and Gains Trading” with Marc A. Ragin and Evan M. Eastman
Does the interest maintenance reserve (IMR) accounting rule affect life insurer asset sales decisions?
Presented at ARIA 2019*, SRIA 2019, Temple University Robert A. Hedges Research Seminar Series 2020
"Regulatory Reform and Resilience: The Effect of Certified Reinsurer Programs on U.S. Insurance Markets", with Vaibhav Anand and Doug Bujakowski
Does the de-regulation of foreign reinsurance collateral requirement affect the supply of property reinsurance in the U.S.? (Draft available upon request)
ARIA 2024
“Underwriting Sea Level Rise Risk: Evidence from the Insurance Industry” with Xiao (Joyce) Lin
Do financial institutions take into account sea level rise risks in their mortgage investments? (Draft available upon request)
Presented at the University of Georgia at Athens Terry Research Series 2022, ARIA 2022, NAIC Insurance Summit 2022, FMA (Virtual) 2022, SRIA 2022
"Unemployment Benefits During the Pandemic and Life Insurer Disintermediation" with James M. Carson, Evan M. Eastman, and Robert E. Hoyt
Do the unemployment benefits discourage life insurance policy cancellations? (Draft available upon request)
Presented at SRIA 2022*, ARIA 2023*
"Fixing Shadow (re)Insurance?" with Jaewon Choi, Evan M. Eastman and Jiyeon Yun
Does the regulatory reform on life insurers' excessive reserving requirement (XXX/AXXX reserving) reduce shadow insurance activity? (Draft available upon request)
ARIA 2023*
“Product Standardization and Firm Efficiency: The Case of Life Insurers” with J. Tyler Leverty
How does the product standardization of U.S. life insurance industry (the Interstate Compact) affect life insurer operations?
Presented at ARIA 2022, Conference in honor of J. David Cummins and Mary Weiss 2022*
“Climate Risk Disclosure and Institutional Investors: Evidence from the Insurance Industry” with Xiao (Joyce) Lin and Anastasia Ivantsova
What is the effect of climate risk disclosure requirements on insurers' fossil fuel investments?
Presented at ARIA 2021*, Temple University Robert A. Hedges Research Seminar Series 2021*, University of St. Gallen 2021*
* indicates papers presented by co-authors
Publications
Peer-reviewed journal articles
"Assessing Oral Health in US Children and Its Impact on Disparities of Overall Health and Health Expenditures: An Application Using Two-Stage Clustering" with Marjorie A. Rosenberg and Seulkee Yun, 2024, North American Actuarial Journal
"The Impact of Dentition Status and Barriers to Dental Care Services on Perceived Oral Health of Medicare Beneficiaries" with Marjorie A. Rosenberg, 2023, Journal of Public Health Dentistry
"Climate Risks in The Commercial Mortgage Portfolios of Life Insurers: A Focus on Sea Level Rise and Flood Risks." with Xiao (Joyce) Lin, 2023, Journal of Insurance Regulation
Winner of the Journal of Insurance Regulation 2023 Kimball Award
"Regulatory Capital and Asset Risk Transfer” with J. Tyler Leverty and Joan T. Schmit, 2023, Journal of Risk and Insurance, 90 (4):1027-1061.
Media: FT Life Annuity Specialist
“Insights from the Mandatory Insurer Climate Risk Disclosure Survey in the U.S.” with Xiao (Joyce) Lin and Anastasia Ivantsova, 2023, Risk Management and Insurance Review, 26 (1): 107 - 118.
"Determinants of Persistent High-Utilizers in US Adults Using Nationally-Representative Data" with Marjorie A. Rosenberg, 2020, North American Actuarial Journal, 24 (1): 1-21.
"The Role of Unhealthy Behaviors on An Individual’s Self-reported Perceived Health Status" with Marjorie A. Rosenberg, 2018, North American Actuarial Journal, 22 (2): 252-269.
Non-peer-reviewed publications
"Climate Risks in The Commercial Mortgage Portfolios of Life Insurers: A Focus on Sea Level Rise and Flood Risks." with Xiao (Joyce) Lin, 2023, NAIC CIPR Research Fellows Program Report.
"Private Equity Owners' Involvement in the Life Insurance Industry", 2023, In: Cumming, D., Hammer, B. (eds) The Palgrave Encyclopedia of Private Equity. Palgrave Macmillan, Cham.
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