Kyeonghee Kim
(pronounced ki-young-hee kim)
Academic Position
Assistant Professor, Department of Risk Management & Insurance, Real Estate, and Legal Studies, College of Business, Florida State University (2018 – present)
Education
Ph.D. in Actuarial Science, Risk Management and Insurance, University of Wisconsin-Madison, 2018
Bachelor of Business Administration, Yonsei University, 2009
Research Interests
Insurance economics, Regulation, Financial intermediaries, Population health policy
Research
Peer-reviewed Publications
“Climate Risks in the Commercial Mortgage Portfolios of Life Insurers: A Focus on Sea Level Rise and Flood Risks” with Xiao (Joyce) Lin, 2024, Journal of Insurance Regulation, https://doi.org/10.52227/26711.2023.
“Assessing Oral Health in US Children and Its Impact on Disparities of Overall Health and Health Expenditures: An Application Using Two-Stage Clustering” with Marjorie A. Rosenberg and Seulkee Yun, Forthcoming at the North American Actuarial Journal.
“The Impact of Dentition Status and Barriers to Dental Care Services on Perceived Oral Health of Medicare Beneficiaries” with Marjorie A. Rosenberg, 2023, Journal of Public Health Dentistry, https://onlinelibrary.wiley.com/doi/full/10.1111/jphd.12592.
“Regulatory Capital and Asset Risk Transfer,” with J. Tyler Leverty and Joan T. Schmit, 2023, Journal of Risk and Insurance, http://doi.org/10.1111/jori.12441.
“Insights from The Mandatory Insurer Climate Risk Disclosure Survey in The United States,” with Xiao (Joyce) Lin and Anastasia Ivantsova, 2023, Risk Management and Insurance Review 26 (1):107–118.
“Determinants of Persistent High-Utilizers in US Adults Using Nationally-Representative Data,” with Marjorie A. Rosenberg, 2020, North American Actuarial Journal, 24 (1): 1-21.
“The Role of Unhealthy Behaviors on An Individual’s Self-reported Perceived Health Status,” with Marjorie A. Rosenberg, 2018, North American Actuarial Journal, 22 (2): 252-269.
Other Non-peer-reviewed Publications
“Private Equity Owners' Involvement in the Life Insurance Industry” for The Palgrave Encyclopedia of Private Equity (2023)
“Climate Risks in the Commercial Mortgage Portfolios of Life Insurers: A Focus on Sea Level Rise and Flood Risks” with Xiao (Joyce) Lin for the National Association of Insurance Commissioners (2023)
Working Papers
“Accounting Standards and Gains Trading” with Evan M. Eastman and Marc Ragin
“Underwriting Sea Level Rise Risk: Evidence from the Insurance Industry” with Xiao (Joyce) Lin
“Regulatory Capital and Catastrophe Risk” with Evan M. Eastman
“Compliance Costs of Contract Regulation” with Junhao Liu and J. Tyler Leverty
“Life Insurers and Affiliated Asset Managers” with J. Tyler Leverty and Joan T. Schmit
“The Effects of Investment Advisers in the Life Insurance Industry” with J. Tyler Leverty and Joan T. Schmit; First chapter of my Ph.D. thesis at University of Wisconsin-Madison. Previously circulated under “Investment Outsourcing: An Investigation of the Life Insurance Industry” and partially subsumed by “Life Insurers and Affiliated Asset Managers”
“How Has the COVID-19 Pandemic Impacted Private U.S. Health Insurers?” with Patricia H. Born and Evan M. Eastman
“Fixing Shadow (re)Insurance?” with Jaewon Choi, Evan M. Eastman, and Jiyeon Yun
“Unemployment Benefits During the Pandemic and Life Insurer Disintermediation.” with James Carson, Evan Eastman, and Robert Hoyt.
“Product Standardization and Firm Efficiency: The Case of Life Insurers” with J. Tyler Leverty
“Medical Loss Ratio Requirements and Health Insurance Prices” with Patricia H. Born and Evan M. Eastman
“Climate Risk Disclosure and Institutional Investors: Evidence from the Insurance Industry” with Anastasia Ivantsova and Xiao (Joyce) Lin
“What Role Does Limited Attention Play in Explaining Consumer Inertia in Insurance?” with Justin R. Sydnor
Research Presentations
“Fixing Shadow (re)Insurance?” with Jaewon Choi, Evan M. Eastman, and Jiyeon Yun
· American Risk and Insurance Association (2023)*
“Unemployment Benefits During the Pandemic and Life Insurer Disintermediation.” with James Carson, Evan M. Eastman, and Robert Hoyt.
· Southern Risk and Insurance Association (2022)*, American Risk and Insurance Association (2023)*
“Underwriting Sea Level Rise Risk: Evidence from the Insurance Industry” with Xiao (Joyce) Lin
· University of Georgia at Athens (2022), American Risk and Insurance Association (2022), NAIC Insurance Summit (2022), Financial Management Association (2022), Southern Risk and Insurance Association (2022)
“Regulatory Capital and Catastrophe Risk” with Evan Eastman
· Southern Risk and Insurance Association (2022)*, American Risk and Insurance Association (2023), CEAR-MRIC 2023*, Allied Social Science Association – American Risk and Insurance Association session (2024)*, Risk Theory Society (2024, scheduled), Eastern Finance Association (2024, scheduled)*
“Compliance Costs of Contract Regulation” with Junhao Liu and J. Tyler Leverty
· NAIC-CIPR Regulatory Research Conference (2023)
“Interstate Insurance Product Regulation Commission and Life Insurer Efficiency” with J. Tyler Leverty
· Conference in honor of J. David Cummins and Mary Weiss (2022)*, American Risk and Insurance Association (2022)
“Life Insurers and Affiliated Asset Managers” with J. Tyler Leverty and Joan T. Schmit
· Southern Risk and Insurance Association (2020)
“Investment Outsourcing: An Investigation of the Life Insurance Industry” with J. Tyler Leverty and Joan T. Schmit
· World Risk Economics Insurance Congress (2015), University of Wisconsin – Madison (2016)
· American Risk and Insurance Association (2017), Financial Management Association (2017)
“Climate Risk Disclosure and Institutional Investors: Evidence from the Insurance Industry” with Anastasia Ivantsova and Xiao (Joyce) Lin
· American Risk and Insurance Association (2021)*, Temple University, Robert A. Hedges Research Seminar Series (2021)*, St. Gallen University (2021)*
“How Has the COVID-19 Pandemic Impacted Private U.S. Health Insurers?” with Patricia H. Born and Evan M. Eastman
· World Risk and Insurance Economics Congress (2020)*
“Regulatory Capital and Asset Risk Transfer” with J. Tyler Leverty and Joan T. Schmit
· American Risk and Insurance Association (2019), Allied Social Science Association – American Risk and Insurance Association session (2020), Temple University, Doctoral ProSeminar Series (2021)
“Accounting for Asset Sales: The Effect on Earnings Smoothing” with Marc A. Ragin and Evan M. Eastman
· Temple University, Robert A. Hedges Research Seminar Series (2020), Southern Risk and Insurance Association (2019), American Risk and Insurance Association (2019)*
“Identification of Persistent High-Utilizers and the Role of Multiple Unhealthy Behaviors,” with Marjorie A. Rosenberg
· American Risk and Insurance Association (2017), Actuarial Research Conference (2017)*, AcademyHealth Interest Group Meeting (2017; Poster), International Conference on Health Policy Statistics (2018; Poster)*
“What Role Does Limited Attention Play in Explaining Consumer Inertia in Insurance?” with Justin R. Sydnor
· World Risk Economics Insurance Congress (2015)*
* indicates papers presented by co-authors
Awards and Grants
NAIC Research Fellow, 2022-2023
Florida State University, College of Business Summer Research Grant, 2019, 2022, 2023
Florida State University, Provost’s Travel Award Grant, 2020
Florida State University, First Year Assistant Professor Award, 2019
Wisconsin School of Business, Wisconsin Distinguished Graduate Fellowship, 2016 – 2017
University of Wisconsin-Madison, Vilas Student Research Travel Grant, 2015 and 2017
Wisconsin School of Business, Ph.D. Travel Award Fund, 2015 and 2017
Korea Life Insurance Association, Full Scholarship for Doctoral Students, 2013 – 2017
Wisconsin School of Business, Distinguished Teaching Award, 2014
Daesan Foundation, Korea, Full Scholarship for Graduate Students, 2012 – 2013
Yonsei University, Korea, Full Scholarship for Graduate Students, 2011 – 2012
Teaching
Florida State University
Risk Management and Insurance, undergraduate (RMI 3011)
Lifecycle Risk Management, former Life/Health Insurance Products, undergraduate (RMI 4115)
Personal Financial Planning, Master’s/MBA course (RMI 5810)
Participation (co-teaching) in doctoral seminar in Life/Health Insurance Topics (RMI 6195) and doctoral seminar in Risk and Insurance Theory (RMI 6395)
University of Wisconsin-Madison
TA for Professor Joan. T. Schmit: RMI 300 Principles of Risk Management and Insurance
Professional Activities
Ad-hoc Refereeing Service
Journal of Banking and Finance, Journal of Risk and Insurance, North American Actuarial Journal, Risk Management and Insurance Review, Journal of Insurance Regulation, Journal of Insurance Issues, Asia-Pacific Journal of Risk and Insurance, Finance Research Letters, Journal of Public Health Dentistry, Handbook of Insurance (3rd edition)
Professional service
American Risk and Insurance Association:
Member of Conference Program Committee (2020,2022); Mentor of A First-time Attendee (2021-2022); Member of Small Conference/Workshop Committee (2021-present); Member of Hagen Travel Award Committee (2021-2022)
Southern Risk and Insurance Association:
Member of Best PhD Student Award Committee (2020)
Korea Insurance Research Institute: Member of Academic Advisory Board (2023– present)
University service at Florida State University
RMI Department:
Member of Curriculum Committee (2018 – present), Member of Faculty Evaluation Committee (2021 – 2022), Member of Faculty Search Committee (2021 Fall, 2024 Spring), Member of Staff Search Committee (2022 Fall), Member of MS-RMI Admissions Committee (2023 – present), Research seminar organizer (2019 – present)
College of Business:
Member of Library Committee (2021-present), Seneff Honors Program Committee (2021-present)
University service at the University of Wisconsin – Madison
Student member of School of Business Ph.D. and Research Committee (2015 – 2016)
Other activities
NAIC Research Fellowship (2022-2023)
Price Theory Summer Camp Participant, University of Chicago (2016)
Non-Academic Employment
ING Life Korea, Investment Department, Separate Account Management: 2009 – 2011
A.T. Kearney Korea, Intern: 2007
Updated February 8th, 2024