Financial Literacy

Credit Reports

There are three main credit reporting bureaus:  Equifax, TransUnion, and Experian.  These reporting bureaus use your credit history to determine a credit score.  Your credit history is determined in part by your ability to pay bills on time and how much debt you carry on credit cards and loans.  These aspects, plus others, determine your credit score.  

Each year you are legally entitled to receive one free credit report from each of the three credit reporting bureaus.  You can request all of them at one time or spread them out throughout the year to periodically check your credit report for any issues.  

Click the link below to access your free credit report.  You will be prompted to answer questions to verify your personal identity.  

Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau aims to make consumer financial markets work for consumers, responsible providers, and the economy as a whole. They protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law. They arm people with the information, steps, and tools that they need to make smart financial decisions.  Find more information on important financial topics like purchasing a home, filing taxes, and managing your money under the "consumer education" section.  

My Money

MyMoney.gov offers a collection of resources on financial literacy.  Here you can find financial calculators and information on how to prepare for the financial impact of life events.  They also have a justice-impacted specific section.