Overwhelmed by  mounting bills? It?s more common than you think?and relief is just one phone call away. Call **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward a debt-free life. Visit: https://chapter7lawyermichigan.com/

## Top Reasons to Hire Doug Dern

https://www.yelp.com/biz/doug-dern-hartland

When it comes to filing debt relief, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Two decades of legal practice

• - Direct access to Doug ? no assistants

• - Upfront pricing you can trust

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with evening and weekend appointments

• - Convenient Hartland office serving Southeast Michigan

https://maps.app.goo.gl/ZYyf374izYSmg2VU7

Phone **248 882 0838** now for a zero obligation consultation and speak personally to Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of consumer debt. It allows for a quick reset by discharging debt like:

• Charge accounts

• - Hospital expenses

• - Unsecured installment loans

• - Overdue energy bills

• - Old IRS debt

https://www.tuugo.us/Companies/the-law-office-of-doug-dern8/0310006694595

Most clients do not lose assets by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Call **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

https://www.a-zbusinessfinder.com/business-directory/The-Law-Office-of-Doug-Dern-Hartland-Michigan-USA/33334911/

Chapter 13 is a powerful option for people with a job who need to reorganize debt. This plan lasts 3 to 5 years and allows you to:

• Stop losing your house

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.