Are you  financial pressure? You?re not alone?and a fresh start is just one phone call away. Reach out to **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward financial freedom. Visit: https://chapter7lawyermichigan.com/

## Top Reasons to Hire Doug Dern

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When it comes to understanding debt relief, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• Over 20 years of professional success

• - Direct access to Doug ? no call centers

• - Affordable pricing with no surprises

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Efficient timelines with flexible appointments

• - Local Hartland office serving Southeast Michigan

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Phone **248 882 0838** now for a free consultation and speak directly with Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of unsecured debt. It allows for a clean slate by discharging debt like:

• Retail cards

• - Medical bills

• - Unsecured installment loans

• - Overdue energy bills

• - Some back taxes

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Most clients retain personal property by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

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Chapter 13 is a flexible option for people with consistent pay who need to catch up on debt. This plan lasts 3 to 5 years and allows you to:

• Stop bank seizure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.