Overwhelmed by  financial pressure? You?re not alone?and relief is just one phone call away. Call **Doug Dern**, a trusted Michigan bankruptcy attorney, today at **248 882 0838** and start your journey toward financial freedom. Visit: https://chapter7lawyermichigan.com/

## Benefits of Choosing Doug Dern

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When it comes to navigating financial law, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• Two decades of professional success

• - One-on-one access to Doug ? no assistants

• - Flat-fee pricing with no surprises

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Local Hartland office serving Southeast Michigan

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Call **248 882 0838** now for a zero obligation consultation and speak personally to Doug Dern.

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of consumer debt. It allows for a fresh financial start by discharging debt like:

• Retail cards

• - Medical bills

• - Personal loans

• - Overdue energy bills

• - Old IRS debt

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Most clients keep their homes and vehicles by using Michigan?s favorable exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

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Chapter 13 is a powerful option for people with a job who need to catch up on debt. This plan lasts 3 to 5 years and allows you to:

• Stop home foreclosure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.