Overwhelmed by  debt? You?re not alone?and relief is just one phone call away. Contact **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and begin moving toward peace of mind. Visit: https://chapter7lawyermichigan.com/

## Why Choose Doug Dern

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When it comes to understanding debt relief, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Two decades of professional success

• - Personal access to Doug ? no paralegals

• - Affordable pricing tailored to your budget

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with after-hours appointments

• - Centrally located Hartland office serving Southeast Michigan

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Phone **248 882 0838** now for a no-cost consultation and speak personally to Doug Dern.

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out unsecured debt. It allows for a quick reset by discharging debt like:

• Credit cards

• - Medical bills

• - Personal loans

• - Utility bills

• - Some back taxes

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Most clients retain personal property by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

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Chapter 13 is a powerful option for people with steady income who need to reorganize debt. This plan lasts up to 5 years and allows you to:

• Stop home foreclosure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.