Feeling  debt? You?re not alone?and help is just one phone call away. Call **Doug Dern**, a experienced Michigan bankruptcy attorney, today at **248 882 0838** and take the first step toward a debt-free life. Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Top Reasons to Hire Doug Dern

When it comes to navigating financial law, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• More than 18 years of professional success

• - Direct access to Doug ? no assistants

• - Affordable pricing with no surprises

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Fast file processing with after-hours appointments

• - Local Hartland office serving Southeast Michigan

Call **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate consumer debt. It allows for a fresh financial start by discharging debt like:

• Charge accounts

• - Hospital expenses

• - Unsecured installment loans

• - Overdue energy bills

• - Certain tax obligations

Most clients retain personal property by using Michigan?s favorable exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Dial **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Chapter 13 is a powerful option for people with consistent pay who need to catch up on debt. This plan lasts up to 5 years and allows you to:

• Stop home foreclosure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.