by  financial pressure? You?re not alone?and help is just one phone call away. Contact **Doug Dern**, a experienced bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward peace of mind. Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Benefits of Choosing Doug Dern

When it comes to filing debt relief, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• More than 18 years of professional success

• - Personal access to Doug ? no call centers

• - Upfront pricing with no surprises

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Quick case starts with after-hours appointments

• - Centrally located Hartland office serving Southeast Michigan

Phone **248 882 0838** now for a free consultation and speak directly with Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out unsecured debt. It allows for a clean slate by discharging debt like:

• Charge accounts

• - Medical bills

• - Unsecured installment loans

• - Utility bills

• - Certain tax obligations

Most clients retain personal property by using Michigan?s favorable exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Call **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Chapter 13 is a powerful option for people with consistent pay who need to repay debt. This plan lasts 3 to 5 years and allows you to:

• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.