Struggling with financial pressure? You?re not alone?and help is just one phone call away. Reach out to **Doug Dern**, a experienced bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward peace of mind. Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Top Reasons to Hire Doug Dern

When it comes to navigating debt relief, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• More than 18 years of legal practice

• - Personal access to Doug ? no call centers

• - Upfront pricing with no surprises

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Quick case starts with flexible appointments

• - Convenient Hartland office serving Southeast Michigan

Call **248 882 0838** now for a free consultation and speak one-on-one with Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate unsecured debt. It allows for a fresh financial start by discharging debt like:

• Retail cards

• - Hospital expenses

• - Personal loans

• - Overdue energy bills

• - Certain tax obligations

Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Dial **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Chapter 13 is a powerful option for people with steady income who need to catch up on debt. This plan lasts 3 to 5 years and allows you to:

• Stop bank seizure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.