Feeling  creditor calls? You?re not alone?and relief is just one phone call away. Reach out to **Doug Dern**, a reliable Michigan bankruptcy attorney, today at **248 882 0838** and take the first step toward peace of mind. Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Top Reasons to Hire Doug Dern

When it comes to understanding bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• More than 18 years of professional success

• - Direct access to Doug ? no call centers

• - Upfront pricing with no surprises

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Convenient Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a free consultation and speak one-on-one with Doug Dern.

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of consumer debt. It allows for a fresh financial start by discharging debt like:

• Credit cards

• - Hospital expenses

• - Personal loans

• - Overdue energy bills

• - Certain tax obligations

Most clients keep their homes and vehicles by using Michigan?s favorable exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Call **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Chapter 13 is a longer-term option for people with consistent pay who need to repay debt. This plan lasts up to 5 years and allows you to:

• Stop losing your house

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.