Feeling  mounting bills? It?s more common than you think?and a fresh start is just one phone call away. Reach out to **Doug Dern**, a experienced bankruptcy lawyer in Michigan, today at **248 882 0838** and begin moving toward a debt-free life. Visit: https://sites.google.com/view/bankruptcylawfirmferndalx9a2x/home 

## Benefits of Choosing Doug Dern

When it comes to understanding financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Two decades of legal practice

• - Direct access to Doug ? no paralegals

• - Flat-fee pricing tailored to your budget

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Centrally located Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

## Understanding Chapter 7 Bankruptcy

Visit: https://chapter7lawyermichigan.com/ 

Chapter 7 bankruptcy is best for those who want to get rid of consumer debt. It allows for a clean slate by discharging debt like:

• Charge accounts

• - Medical bills

• - Personal loans

• - Overdue energy bills

• - Old IRS debt

Most clients retain personal property by using Michigan?s protective exemptions and reaffirmation agreements.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Phone us at **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Chapter 13 is a longer-term option for people with a job who need to repay debt. This plan lasts up to 5 years and allows you to:

• Stop losing your house

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.