Overwhelmed by  creditor calls? You?re not alone?and relief is just one phone call away. Contact **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward a debt-free life. Visit: https://sites.google.com/view/bankruptcylawfirmferndalx9a2x/home 

## Why Choose Doug Dern

When it comes to understanding financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• More than 18 years of professional success

• - Personal access to Doug ? no assistants

• - Upfront pricing tailored to your budget

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with after-hours appointments

• - Centrally located Hartland office serving Southeast Michigan

Phone **248 882 0838** now for a zero obligation consultation and speak one-on-one with Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Visit: https://chapter7lawyermichigan.com/ 

Chapter 7 bankruptcy is best for those who want to get rid of consumer debt. It allows for a fresh financial start by discharging debt like:

• Charge accounts

• - Medical bills

• - Unsecured installment loans

• - Utility bills

• - Old IRS debt

Most clients keep their homes and vehicles by using Michigan?s generous exemptions and reaffirmation agreements.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Chapter 13 is a powerful option for people with steady income who need to repay debt. This plan lasts 36 to 60 months and allows you to:

• Stop losing your house

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.