Are you  mounting bills? You?re not alone?and a fresh start is just one phone call away. Call **Doug Dern**, a reliable Michigan bankruptcy attorney, today at **248 882 0838** and begin moving toward a debt-free life. Visit: https://sites.google.com/view/bankruptcylawfirmferndalx9a2x/home 

## Why Choose Doug Dern

When it comes to navigating financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Over 20 years of legal practice

• - Personal access to Doug ? no call centers

• - Upfront pricing with no surprises

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Quick case starts with after-hours appointments

• - Centrally located Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a zero obligation consultation and speak personally to Doug Dern.

## What is Chapter 7 Bankruptcy

Visit: https://chapter7lawyermichigan.com/ 

Chapter 7 bankruptcy is best for those who want to wipe out unsecured debt. It allows for a clean slate by discharging debt like:

• Charge accounts

• - Hospital expenses

• - Personal loans

• - Overdue energy bills

• - Some back taxes

Most clients do not lose assets by using Michigan?s protective exemptions and reaffirmation agreements.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Chapter 13 is a longer-term option for people with a job who need to reorganize debt. This plan lasts 3 to 5 years and allows you to:

• Stop home foreclosure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.