you  mounting bills? You?re not alone?and a fresh start is just one phone call away. Reach out to **Doug Dern**, a experienced bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward peace of mind. Visit: https://sites.google.com/view/bankruptcylawfirmferndalx9a2x/home 

## Benefits of Choosing Doug Dern

When it comes to navigating bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• More than 18 years of experience

• - One-on-one access to Doug ? no paralegals

• - Affordable pricing tailored to your budget

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Quick case starts with after-hours appointments

• - Centrally located Hartland office serving Southeast Michigan

Call **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

## What is Chapter 7 Bankruptcy

Visit: https://chapter7lawyermichigan.com/ 

Chapter 7 bankruptcy is best for those who want to wipe out credit cards and medical bills. It allows for a clean slate by discharging debt like:

• Retail cards

• - Unpaid healthcare costs

• - Unsecured installment loans

• - Utility bills

• - Old IRS debt

Most clients keep their homes and vehicles by using Michigan?s generous exemptions and reaffirmation agreements.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Dial **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Restructure Your Debt

Chapter 13 is a longer-term option for people with a job who need to repay debt. This plan lasts 36 to 60 months and allows you to:

• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.