Feeling creditor calls? It?s more common than you think?and help is just one phone call away. Contact **Doug Dern**, a experienced bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward financial freedom. Visit: https://sites.google.com/view/bankruptcylawfirmkeegohahs5/home
## Top Reasons to Hire Doug Dern
When it comes to navigating bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:
More than 18 years of experience
- Personal access to Doug ? no assistants
- Upfront pricing you can trust
- Thousands of successful Chapter 7 and Chapter 13 filings
- Fast file processing with evening and weekend appointments
- Local Hartland office serving Southeast Michigan
Phone **248 882 0838** now for a zero obligation consultation and speak one-on-one with Doug Dern.
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## Understanding Chapter 7 Bankruptcy
Chapter 7 bankruptcy is best for those who want to eliminate consumer debt. It allows for a quick reset by discharging debt like:
Retail cards
- Unpaid healthcare costs
- Unsecured installment loans
- Utility bills
- Some back taxes
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Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.
Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.
Call **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.
## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property
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Chapter 13 is a powerful option for people with a job who need to repay debt. This plan lasts up to 5 years and allows you to:
Stop bank seizure
- Avoid car repossession
- Pay back taxes and child support over time
- Consolidate secured and unsecured debts into one monthly payment
- Keep assets that might be at risk in Chapter 7
Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.
Ask your questions today by calling **248 882 0838**.
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## Do You Need Bankruptcy?
Here are common signs that you may benefit from filing:
Constant collection calls
- Wage garnishments
- Behind on mortgage
- Owing more than you can repay
- Unable to catch up on bills
Doug Dern is friendly and listens to your situation without pressure. He?ll tell you exactly what your options are?no sales pitch, just facts.
**Call 248 882 0838** now for a complimentary phone consultation.
## What Working with Doug Dern Looks Like
Here?s what to expect:
Free phone consultation
2. Personalized evaluation of Chapter 7 or Chapter 13 options
3. Doug gathers your documents and handles court filings
4. Immediate protection from creditors via the automatic stay
5. Attend your hearing and receive full legal support throughout
6. Case concludes with a discharge (or plan approval in Chapter 13)
Doug handles every case personally. No outsourcing, ever. **Call 248 882 0838** today to take the first step.
## Service Area
Doug Dern proudly serves:
Livingston County
- Oakland County
- Washtenaw County
- Genesee County
- Jackson County
- And surrounding communities
Appointments are available in-person at Doug?s Hartland office or by phone. After-hours scheduling is offered.
## Make the Call Today
Debt doesn?t get better by ignoring it. If you?re stressed over money, bankruptcy may offer the clean break you need. Doug Dern has helped thousands of people just like you get a new start.
**Call 248 882 0838** now. Your future is worth the call. Visit: https://sites.google.com/view/bankruptcylawfirmkeegohahs5/home
Contact:
Law Office of Doug Dern
11636 Highland Rd. #107,
Hartland, MI 48353
Phone: (248) 882-0838
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