Struggling with financial pressure? It?s more common than you think?and help is just one phone call away. Reach out to **Doug Dern**, a trusted Michigan bankruptcy attorney, today at **248 882 0838** and start your journey toward a debt-free life. Visit: https://sites.google.com/view/bankruptcylawfirmkeegohahs5/home 

## Benefits of Choosing Doug Dern

When it comes to understanding financial law, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• More than 18 years of legal practice

• - Personal access to Doug ? no call centers

• - Flat-fee pricing you can trust

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Convenient Hartland office serving Southeast Michigan

Call **248 882 0838** now for a no-cost consultation and speak personally to Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out credit cards and medical bills. It allows for a fresh financial start by discharging debt like:

• Retail cards

• - Medical bills

• - Personal loans

• - Overdue energy bills

• - Certain tax obligations

Visit: http://www.wherezit.com/listing_show.php?lid=2184824 

Most clients keep their homes and vehicles by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Call **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Visit: https://globalcatalog.com/thelawofficeofdougdern1.us 

Chapter 13 is a powerful option for people with steady income who need to catch up on debt. This plan lasts 36 to 60 months and allows you to:

• Stop bank seizure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.