Are you  creditor calls? You?re not alone?and a fresh start is just one phone call away. Call **Doug Dern**, a reliable bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward financial freedom. Visit: https://sites.google.com/view/bankruptcylawfirmkeegohahs5/home 

## Benefits of Choosing Doug Dern

When it comes to navigating bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• Two decades of experience

• - Direct access to Doug ? no assistants

• - Affordable pricing tailored to your budget

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Quick case starts with flexible appointments

• - Local Hartland office serving Southeast Michigan

Call **248 882 0838** now for a free consultation and speak directly with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate consumer debt. It allows for a clean slate by discharging debt like:

• Charge accounts

• - Medical bills

• - Unsecured installment loans

• - Overdue energy bills

• - Old IRS debt

Visit: http://www.wherezit.com/listing_show.php?lid=2184824 

Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Visit: https://globalcatalog.com/thelawofficeofdougdern1.us 

Chapter 13 is a longer-term option for people with consistent pay who need to repay debt. This plan lasts 36 to 60 months and allows you to:

• Stop home foreclosure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.