Feeling  debt? You?re not alone?and help is just one phone call away. Reach out to **Doug Dern**, a reliable bankruptcy lawyer in Michigan, today at **248 882 0838** and begin moving toward financial freedom. Visit: https://sites.google.com/view/bankruptcylawfirmkeegohahs5/home 

## Benefits of Choosing Doug Dern

When it comes to navigating financial law, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• Two decades of experience

• - Personal access to Doug ? no paralegals

• - Affordable pricing you can trust

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Quick case starts with after-hours appointments

• - Convenient Hartland office serving Southeast Michigan

Call **248 882 0838** now for a no-cost consultation and speak personally to Doug Dern.

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## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of unsecured debt. It allows for a quick reset by discharging debt like:

• Retail cards

• - Medical bills

• - Unsecured installment loans

• - Utility bills

• - Old IRS debt

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Most clients retain personal property by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Call **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

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Chapter 13 is a flexible option for people with steady income who need to reorganize debt. This plan lasts 3 to 5 years and allows you to:

• Stop home foreclosure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.