Economic disadvantage continues to present challenges to a large number of families in Australia and many families experience poverty, unemployment, and housing stress. Over 3.3 million Australians are living below the poverty line, of which one in every six children is living (ACOSS, 2023) and this affects access to healthy food, medical care services, safe housing and early education (ABS, 2021). The ecological systems theory of Bronfenbrenner brings out the impact of the economic stressors in the microsystem and exosystem of the child on development (Bronfenbrenner, 1979).Financial struggling also decreases parental and teacher ability to enhance the learning and wellbeing of children.
The educators should be aware that poverty does not only influence material access but also emotional maturity, confidence, self-esteem, and sense of belonging in children and act empathetically and inclusively (Hodge & McMahon, 2022).
Learners whose parents have low incomes have increased risks of poor access to early education, adverse development, and mental disorders (Goldfeld et al., 2018). The lack of financial resources is one of the primary factors that restrict the availability of learning resources and safe play areas, healthcare, and childcare (Silburn et al., 2020). Most of these households lack the housing security, consistency in routines, physical, and emotional wellbeing (Department of Social Services, 2021).
They could also be stressed by living in crowded homes or homeless conditions, which could lead to anxiety, lack of sleep, or hunger, which influences the school readiness, behaviour, and peer relationships. In some cases, teachers observe such problems with their eyes, and they must respond to them through trauma-informed, strengths-based teaching that builds trust, safety, and inclusion (Department of Education, 2022; Ikon Institute of Australia, 2025).
The national and state policies will ensure that the impact of the economic disadvantage is reduced on children and families:
Child Care Subsidy (CCS) is the financial support to lower the expenses of early education of qualified families (Department of Education, 2024).
Family Tax Benefit and Jobseeker Payments: It is the family low income-income assistance.
National Housing and Homelessness Agreement (NHHA): Provides extra housing to the at-risk families who have been on the verge of homelessness (Commonwealth of Australia, 2018).
National Framework on Protecting Australia Children: Poverty and housing insecurity are stated as elements that are critical when it comes to safety and wellbeing of children (Department of Social Services, 2021).
The Australian Early Development Census (AEDC, 2021) reports that children living in disadvantaged region have twice high chances of being at risk of development compared to those living in advantaged region.
According to the EYLF V2.0 and NQS, families are able to access them by means of equity and inclusive practices (Department of Education, 2022; ACECQA, 2023). These give out the directions to help educators promote social justice, participation and rights of children to quality early learning.
To help the families in distress, educators and services may assist them by:
Flexible charges and Comprehensive Enrolment: The capability to modify charges or CCS application to enhance access within the families with low income (Ikon Institute of Australia, 2025).
Nutritional Support: There exist organizations that provide nutritional support such as Eat Up Australia and SecondBite which provide meals to physically and mentally hungry children affected by food insecurity.
A respectful relationship is built: non-judgmental and consistent communication and open communication reduces the stigma and causes trust to be built (Hodge & McMahon, 2022).
Trauma-Informed, Strengths-Based Interventions: Being aware of the effects of economic stress is not the only thing one should do but pay attention to the strengths of the children and their resistance.
Linking Families with Services: Moving of the families to referrals with the financial counselling, housing support, mental health support, and the community services.
Partnerships are key in helping families in financial difficulties to get the extra support they need through better wraparound support and ensuring that there is consistency between early years settings and community services.
Examples include:
The Smith Family- This is a charity organization that helps needy students to provide them with educational support, mentoring and other services.
Goodstart Early Learning - holds the view of equity in early learning and runs certain inclusion programs.
Salvation Army -This gives the emergency sheltering, financial advising and family care.
Centrelink - Payments are administered by means of such schemes as Child Care Subsidy and Parenting Payment.
Local Government and Family Support Services- This is involved in health services in child health, maternity, play groups and early intervention.
Projects, Programs and Websites that will be of use to the Educator.
Communities for Children (CfC) - Attends to poverty-stricken and economically disadvantaged families with free playgroups, parenting programs and community services.Communities for Children Facilitating Partners (CfC FP) Operational Guidelines | Department of Social Services
Raising Children Network - Minimizes the effect of economic disadvantage through provision of free evidence-based parenting advice and resources to families. Raising Children Network
Early Start (Australia) -This program targets the inequalities associated with low income by offering free online materials, which enhance learning and wellbeing of the children. Start Early, 4-Star Rated National Early Childhood Charity
Emerging Minds:Emerging Minds Prepares teachers to respond to the implications of economic stress, poverty, and housing insecurity, on the mental health of children and families. Emerging Minds - Advancing Australian children's mental health
0-5 years to children book
A Chair for My Mother by Vera B. Williams -A family in a story works together so that they can be able to save money to buy a new chair after losing their home, which points out resilience and the importance of saving. https://firstgrade143q.wordpress.com/wp-content/uploads/2018/04/a_chair_for_my_mother.pdf
Those Shoes by Vera B. Williams -When the family cannot afford the fashionable shoes that he wants, a boy realizes the difference between what he needs and what he wants. https://msblaustein.wordpress.com/wp-content/uploads/2016/03/those-shoes-book.pdf
A Shelter in Our Car by Vera B. Williams – A young girl and her mother are trying to live the day-to-day life being homeless and finding a permanent place to live. https://www.abebooks.co.uk/Shelter-Gunning-Monica-Childrens-Book-Press/31880625461/bd
Maddi Fridge by Lois Brandt -A girl finds that a friend has an empty fridge and she tries to do something about it to make a difference by creating awareness about food insecurity. https://storylineonline.net/books/maddis-fridge/
children’s videos, educational shows, podcasts
Sesame Street (When Families Grieve): Helps children know and deal with the challenging emotions that families experience during illness or loss. https://www.youtube.com/watch?v=a2VpflpbOmk
Daniel Tiger s Neighborhood: Friends Help Each Other- The lesson is that children should be treated with empathy and also come to the aid of their friends, especially when they are in trouble. Daniel Tiger's Neighborhood full episode.friend help each other.
The Berenstain Bears: Too Much Pressure - how stress in the family and busy schedules may impact children and the ways to deal with it. https://www.youtube.com/watch?v=roFodlIZNiU
Little Yarns Podcast (ABC Kids Listen) -Indigenous stories about perseverance by the community against social and economic hardship.
https://www.abc.net.au/kidslisten/programs/little-yarns?utm_source=chatgpt.com
Resources such as these educate children and their ability to empathize with families dealing with economic issues and building their resilience. Teachers can use them to create an inclusive and supportive learning environment that would appeal to children in their practical life.