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Scholarships can be found in many places: on the web, in your local community (e.g. SSF Rotary Scholarship), and your parent/guardian’s employers may offer educational benefits to dependents. Pro-tip: the smaller the applicant pool the better the chance you have at receiving the scholarship so don’t ignore these local scholarships!
Scholarships can be given based on various factors including:
Financial need
Academic strengths
Participation in sports/clubs/activities
Given to a specific population (ethnicity, grade level, etc.)
Financial Aid Integration Act (AB 469)
In 2021, Assembly Bill 469 was passed, which requires all California 12th graders to complete a Free Application for Federal Student Aid (FAFSA) or an application for the California Dream Act (CADAA). This bill was passed in part to address the financial barrier that many students face when pursuing post-secondary education. As part of this legislation, schools are required to provide information to students and families about financial aid options for post-secondary education and to provide support for students and families in completing the applications.
SSFUSD high school seniors will receive information about financial aid, including support for completing the FAFSA or CADAA, through senior class presentations delivered by our school counseling teams and College and Career Advisors.
SSFUSD AB469 Letter to parents about FAFSA/CADAA requirement
Frequently Asked Questions about AB469, FAFSA, and CADAA
SSFUSD AB469 Acceptable Use Policy
SSFUSD AB469 Opt Out Form: English | Spanish
Helpful links for financial aid:
Free Application for Federal Student Aid (FAFSA): application site | video
California Dream Act: application site | video
Post-Secondary Education
Students have many options for continuing their education after high school. SSFUSD offers a range of curricular and extracurricular opportunities to help students explore their interests and passions while they are in middle and high school. Students should consider their interests, skills, and goals when deciding what path to take after high school.
Students apply to college during their senior year. Most 4-year colleges and universities have specific course and credit requirements that students need to work toward over their four years of high school. SSFUSD school counselors work with students each year to monitor their progress toward meeting high school graduation requirements and minimum college eligibility requirements.
University of California: admissions information | application site
California State University: admissions information | application site
California Community Colleges: admissions information | application site
Ley de Integración de Ayuda Financiera (AB 469)
En 2021, se aprobó el Proyecto de Ley 469 de la Asamblea, que requiere que todos los estudiantes del grado 12 en California completen una Solicitud Gratuita de Ayuda Federal para Estudiantes (FAFSA) o una solicitud para la Ley Dream de California (CADAA). Este proyecto de ley se aprobó en parte para abordar la barrera financiera que enfrentan muchos estudiantes cuando buscan una educación postsecundaria. Como parte de esta legislación, las escuelas deben brindar información a los estudiantes y las familias sobre las opciones de ayuda financiera para la educación postsecundaria y brindar apoyo a los estudiantes y las familias para completar las solicitudes.
Los estudiantes del último año de secundaria de SSFUSD recibirán información sobre ayuda financiera, incluyendo el apoyo para completar la FAFSA o CADAA, a través de presentaciones para estudiantes de último año realizadas por nuestros equipos de asesoramiento escolar y asesores universitarios y profesionales.
SSFUSD AB469 Carta a los padres sobre el requisito de FAFSA/CADAA
Preguntas frecuentes sobre AB469, FAFSA y CADAA
SSFUSD AB469 Política de uso aceptable
SSFUSD AB469 Formulario de exclusión voluntaria: Inglés | Español
Enlaces útiles para ayuda financiera:
Solicitud Gratuita de Ayuda Federal para Estudiantes (FAFSA): sitio de aplicación video
California Dream Act: sitio de aplicación | video
Educación
Los estudiantes tienen muchas opciones para continuar su educación después de la escuela secundaria. SSFUSD ofrece una variedad de oportunidades curriculares y extracurriculares para ayudar a los estudiantes a explorar sus intereses y pasiones mientras están en la escuela intermedia y secundaria. Los estudiantes deben considerar sus intereses, habilidades y objetivos al decidir qué camino tomar después de la escuela secundaria.
Los estudiantes aplican a la universidad durante su último año. La mayoría de los colegios y universidades de 4 años tienen requisitos específicos de cursos y créditos en los que los estudiantes deben trabajar durante sus cuatro años de escuela secundaria. Los consejeros escolares de SSFUSD trabajan con los estudiantes cada año para monitorear su progreso hacia el cumplimiento de los requisitos de graduación de la escuela secundaria y los requisitos mínimos de elegibilidad para la universidad.
Universidad de California: información de admisión | sitio de aplicación
Universidad Estatal de California: información de admisión | sitio de aplicación
Colegios comunitarios de California: información de admisión | sitio de aplicación
Types of federal student loans
Types of federal student loans
There are three types of federal student loans. They’re all provided by the government through the Federal Direct Loan Program.
Direct Subsidized Loans are based on financial need.
Direct Unsubsidized Loans are not based on financial need. They’re not credit-based, so you don’t need a cosigner. Your school will determine how much you can borrow, based on the cost of attendance and how much other financial aid you’re receiving.
It’s important to consider federal student loans before you take out a private student loan, because there are differences in interest rates, repayment options, and other features.
Types of private student loans
Types of private student loans
When you’ve explored scholarships, grants, and federal loans, and still need money for college, you can consider a private student loan.
They’re issued by a bank or other financial institution.
Private student loans are taken out by the student; they’re often cosigned by a parent or another creditworthy individual.
Parent loans are another way to get money for college. A parent or other creditworthy individual takes out the loan to help their student pay for college.
What are the differences between subsidized and unsubsidized federal loans?
Both federal subsidized and unsubsidized student loans have the same interest rates, and interest accrues (grows) on both from the moment your school gets the money. The difference is who pays the interest while you’re in school—you or the government.
Subsidized loans: Federal subsidized loans are based on financial need (as determined by the FAFSA®). In effect, the government will pay the interest for you while you’re in school (if you’re enrolled at least half-time), during your grace period, and if you need a loan deferment. When you leave school, the government stops paying your loans’ interest. You’ll repay the original amount that you borrowed and the interest that starts to accrue (grow) from that moment. Subsidized loans are only available to undergraduates, and there’s usually a lower loan limit than with an unsubsidized one.
Unsubsidized loans: With an unsubsidized loan, you're responsible for the interest from the moment the amount you borrow is disbursed (sent) to your school. Unlike a subsidized loan, the federal government will not help with interest that accrues. Unsubsidized loans are available to both undergrads and graduate students. When you start paying back your unsubsidized loans, your repayment will include the original amount you borrowed and the interest that has accrued.
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