Working Papers

(2024) "Balancing Work and Life: Working From Home, Wages, and Part-time Work", with Alberto Polo (Bank of England) and Vanessa Schmidt (Humboldt). NEW PAPER

(2023) "Identification and Estimation of a Search Model with Heterogeneous Consumers and Firms", with Mateusz Mysliwski (NHH), Fabio Sanches (Norwegian Business School), Daniel Silva Jr (City University of London), Tang Srisuma (NUS).

(Conditionally Accepted -  Journal of Econometrics).

(2023) "Price Discrimination and Mortgage Choice",  with Jamie Coen (Imperial), and Anil Kashyap (Chicago Booth). 

NBER Working Paper, September 2023.

(2022) "Value of Information, Search, and Competition in the UK Mortgage Market",   with Mateusz Mysliwski (NHH).

Bank of England Staff Working Paper, 25 March 2022.

Publications

(2024) "Consumption Response to Aggregate Shocks and the Role of Leverage",  with Agnes Kovacs (King College London), and Philip Bunn (Bank of England).  Centre for Macroeconomics, Discussion Paper , No. 2018-20.

(Forthcoming - Manchester School).

(2019) "The Banks that Said No: The Impact of Credit Supply on Productivity and Wages",  with Jeremy Franklin (Bank of England), and Gregory Thwaites (Nottingham). 

Journal of Financial Services Research, 2019, Vol 57, pp 149–179.

(2019) "The Determinants of UK Credit Union Failure",  with Jamie Coen (Imperial), and Bill Francis (Bank of England). 

International Journal of Central Banking, 2019, Vol 60, pp 207-240.

(2016) "The Role of Debt in UK Household Spending Decisions",  with Philip Bunn (Bank of England).

Book Chapter, "The UK Economy in the Long Expansion and its Aftermath",  2016, Edited by: Jagjit S. Chadha, Alec Crystal, Joe Pearlman, Peter Smith, Stephen Wright Ed., Cambridge University Press.