Marc A. Ragin
I am an Assistant Professor in the Department of Insurance, Legal Studies, and Real Estate (ILSRE) in the Terry College of Business at the University of Georgia. My research interests include behavioral insurance, catastrophe risk, insurer operations, and insurance market economics. I have published research in The Journal of Risk and Insurance, the Journal of Risk and Uncertainty, The Geneva Risk and Insurance Review, and the North American Actuarial Journal.
Publications
Insurance Demand Experiments: Comparing Crowdworking to the Lab, with Johannes Jaspersen and Justin Sydnor. The Journal of Risk and Insurance, 89(4): 1077-1107, 2022.
Probability Weighting and Insurance Demand in a Unified Framework, with Johannes Jaspersen and Richard Peter. The Geneva Risk and Insurance Review, In Press, 2022.
Predicting Insurance Demand from Risk Attitudes, with Johannes Jaspersen and Justin Sydnor. The Journal of Risk and Insurance, 89(1): 63-96, 2022.
The Effect of Information Disclosure on Demand for High-Load Insurance, with Benjamin Collier and Johannes Jaspersen. The Journal of Risk and Insurance. 88(1): 161-193, 2021.
Linking Subjective and Incentivized Risk Attitudes: The Importance of Losses, with Johannes Jaspersen and Justin Sydnor. Journal of Risk and Uncertainty, 60: 187-206, 2020.
The Influence of Sellers on Contract Choice: Evidence from Flood Insurance, with Benjamin Collier. The Journal of Risk and Insurance. 87(2): 523-557, 2020.
An Ex Post Assessment of Investor Response to Catastrophes, with Jianren Xu. North American Actuarial Journal. 23(2): 250-275, 2019.
Market Expectations Following Catastrophes: An Examination of Insurance Broker Returns, with Martin Halek. The Journal of Risk and Insurance. 83(4): 849-876, 2016.
Working Papers
Financing Negative Shocks: Evidence from Hurricane Harvey, with Benjamin Collier, Lawrence Powell, and Xuesong You.
A Model of Anchoring and Adjustment for Decision-Making Under Risk, with Johannes Jaspersen.
Accounting Standards and Gains Trading, with Evan Eastman and Kyeonghee Kim.
Education
2014 Ph.D., Actuarial Science, Risk Management, and Insurance, University of Wisconsin-Madison
2006 BBA, Banking & Finance, University of Georgia
2005 BBA, Risk Management & Insurance, University of Georgia
Employment
Academic Positions
2016-Present: University of Georgia, Assistant Professor, Department of Insurance, Legal Studies, and Real Estate
2014-2016: Temple University, Assistant Professor, Department of Risk, Insurance, and Healthcare Management
2010-2014: University of Wisconsin-Madison, Teaching Assistant, Department of Actuarial Science, Risk Management, and Insurance
Industry Positions
2006-2009: Lockton Companies, Account Manager, Lockton Financial Services
2005: Amazon.com, Intern, Risk Management