Client-Planner Contract

FINANCIAL INDEPENDENCE PLANNING CONTRACT

THIS AGREEMENT is made between _____________________________("Client") and SCOT WOLF ("Planner").

In the event of a conflict in the provisions of any attachments hereto and the provisions set forth in this Agreement, the provisions of such attachments shall govern.

• 1. 1. Services. Planner agrees to perform for Client the services including but not limited to investment advice, insurance advice, retirement planning, budgeting and other advice important to achieving financial independence. Such services are hereinafter referred to as "Services." The Planner will utilize third party providers for brokerage, mutual fund, and insurance products. Any advise given by the planner should be considered with due diligence by the client before the client uses the advice.

  2. 2. Liability. Securities and Markets possess inherent risks and can be volatile. Investment products recommended by the consultant are not FDIC insured, not bank guaranteed, and may lose value. There is no guarantee of future profits. The client will assume all risk and liability for investment decisions; Planner assumes no liability. Information provided by the planner will be gathered from sources believed to be reliable, and given on a good faith to the client. The Planner will own most if not all of any securities discussed with the client. The client should only invest in securities after reviewing a prospectus and/or financial statement of the company. The client should review all investment decisions with a registered investment advisor, should the client choose to do so.

3. Payment for Services. Client shall initial the preferred payment option and agrees to pay Planner for Services in accordance with the following schedule. Client Initial by Option chosen.

For Example: Under Option 1, A client with $100,000 in assets will owe $750 to the planner upfront. Under Option 2, Assuming a 5% return, the client assets will have increased in value by $5,000 – 7.5% of which is $375. This amount will be owed to the planner.

Fees for other financial planning or analysis to be negotiated between client and planner on an individual basis.

• 1. 4. Confidential Information. Each party (Client and Planner) shall hold in trust for the other party any confidential information of the other party, and shall not disclose such information to any non-party to the Agreement. Confidential information is information which includes, but is not limited to to a party's Financial Records, Net Worth, Financial Goals, or Investment Recommendations. Planner hereby confirms that all such information relating to the client will be kept confidential by the Planner, except to the extent that such information is required to be divulged to the Planner's clerical or support staff or associates in order to enable Planner to perform Planner's contract obligation.

  2. 5. Applicable Law. This Agreement shall be construed in accordance with the laws of the State of Minnesota. Planner shall comply with all applicable laws in performing Services. Financial Planners are not licensed by the State of Minnesota. Since Planner is not licensed under Series 7, 63 or 66 licenses, which are required to sell securities as a representative for a financial services firm by the Financial Industry Regulatory Authority, Planner shall be held harmless for violation of any such regulation.

6. Complete Agreement. This agreement contains the entire agreement between the parties hereto with respect to the matters covered herein. No other agreements, representations, warranties or other matters, oral or written, shall be deemed to bind the parties hereto with respect to the subject matter hereof. Client acknowledges that it is entering into this Agreement solely on the basis of the representations contained herein.

• 1. 7. Scope of Agreement. This contract shall be binding and in force until canceled by the client in writing.

  2. 8. Disputes. Any disputes that arise between the parties with respect to the performance of this contract shall be submitted to binding arbitration by the American Arbitration Association, to be determined and resolved by said Association under its rules and procedures in effect at the time of submission and the parties hereby agree to share equally in the costs of said arbitration. The final arbitration decision shall be enforceable through the courts of the state of Minnesota or any other state in which the Client resides or may be located.

In witness whereof, the parties hereto have signed this Agreement as of the date written. This contract contains a binding arbitration provision which may be enforced by the parties.