Curriculum

Curriculum

Unit 6: Personal Financial Literacy: Chapter 19:         Competency 1  

10 Formatives;               6 Summatives

Begins:          Formatives due:          Summative Due:   

This Unit contains many formatives. Pace yourself accordingly. Look through the Minimum Pacing Guide.  You should start with the Curriculum Guide, then go to the PowerPoint, then the Videos, then to the formatives - (formatives can be done online or there are hardcopies available.)   Summative is to be digital - Google Slides. Be sure to include correctly cited images.

Online assignments have a deadline and cannot be turned in late. Plan ahead

Use your class time wisely!

Personal Finance

Watch together: Your Life Your Money    (streaming) 

      Financial Literacy           (streaming)

Spending and Taxes

View Power Points

Videos

Choose 1 videos and write 4 sentences on the video:          (Formative 1 _____ ) 

1. Where did my money go? 

2. What’s taxing about taxes       

3. Crash Course Economics: Taxes 

Worksheets: Choose 1 worksheet to complete: (Formative 2 ____)

1. Understanding Payroll Deductions                                         

2. Understanding Your Paycheck                                                   

3. Track your Spending                                                               

Credit and Debt:

View PowerPoints

Worksheets:

1. Requesting My Credit Report (informational)

2. Reading a Credit Report                                                                (Formative 3 _____

3. Credit & Debt                                                                                 (Formative 4) ______

College and Student Debt:

View PowerPoints

Videos:

Choose 1 video (recommended that you watch all videos) and write 4 sentences on the video  

                                                                                                        (Formative 5 _____)    

1. Which of the 5 types of loans is for you

2. Private student loans

3. Federal Student Loans

4. Understanding the Rates

5. Default: The Student Loan Documentary 

1. Know your Private Student Loan Rights and Responsibilities

2. Your Rights and Responsibilities

3. America’s Student Debt Crisis

4. Scholarslip: A Documentary

5. Why Student Debt is a Crisis

6. PBS Looks into Student Debt

Transportation:

View PowerPoints

Worksheets: Choose 1 worksheet to complete  Formative  6 _____ 

1. Should you Buy or Lease a Car                                                  

2. Label as Required Reading Activity 62                                  

3. Where they get those numbers  

Housing:

View PowerPoints

Videos:

Must Watch #1 and write 4 sentences on the video  

1. Million Dollar Shack                                                                             (Formative 7 _____

Worksheets:  Choose 1 worksheet to complete (Formative 8 _____  

1. Housing: To Buy or To Rent?                                                             

2. Lease Application - sample 

3. Lease Application - sample 

4. Why do you ask? Activity 64                                                              

5. Living by the Lease  Activity 65                                                         

On-Line: Chapter 19

  FAFSA - Formative 9

 Online - review these important topics: 19.1 Budgeting

19.2 Simple v. Compound Interest

    19.3 How to write a check

    19.4  Capacity to repay debt

    19.5  Credit Basics

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SUMMATIVE - 6 Parts/ 6 Summative Grades   

Formative 10______: Self Editing Sheets