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Credit Card Processing
Credit Card Processing
Members can save on credit card processing fees with Chase
Members can save on credit card processing fees with Chase
Simple and secure payment processing is a must for an efficient optometry practice. With transparent rates and world-class technologies that are EMV chip card-enabled, Chase is the provider of choice.
Chase credit card processing benefits your practice with exclusive pricing for AOA members, and:
Acceptance of all major debit and credit cards, including EMV chip cards
Contactless payments, including mobile wallets (Apple Pay®, Google Pay™ and Samsung Pay)
Account monitoring with mobile access to keep an eye on your account anytime, anywhere
Online reporting tools to easily manage transactions
24/7 client support
No long-term contracts*
Above all, a provider you can trust: Chase has processed credit cards for more than 30 years.
Click here or call 800.579.8235 to learn more about how Chase can improve payment processing for your practice.
disclosures
Businesses are required to complete an application and agree to terms and conditions at the time of enrollment. All businesses are subject to credit approval. Merchant services are provided by Paymentech, LLC ("chase"), a subsidiary of JP Morgan Chase Bank, N.A.
*Certain restrictions may apply. Not all businesses may qualify for month-to-month or no long-term contract, such as businesses who: require processing capabilities in multiple currencies, process over $5 million in annual credit/debit card sales or have certain software or connectivity requirements. Qualifying businesses may terminate their contract at any time by providing 30 days' written notice. Businesses who receive a promotional consideration from chase may be required to repay all or a pro-rated portion of the value of such promotional consideration if the contract is terminated within the first 24 months. Businesses who do not qualify for the no long-term contract may be subject to additional terms and conditions, including a defined initial term and early termination fees. Talk to a chase representative for more details.
*Certain restrictions may apply. Not all businesses may qualify for month-to-month or no long-term contract, such as businesses who: require processing capabilities in multiple currencies, process over $5 million in annual credit/debit card sales or have certain software or connectivity requirements. Qualifying businesses may terminate their contract at any time by providing 30 days' written notice. Businesses who receive a promotional consideration from chase may be required to repay all or a pro-rated portion of the value of such promotional consideration if the contract is terminated within the first 24 months. Businesses who do not qualify for the no long-term contract may be subject to additional terms and conditions, including a defined initial term and early termination fees. Talk to a chase representative for more details.
Practice Financing
Practice Financing
Successful practices are built on smart financing.
Successful practices are built on smart financing.
For nearly two decades, Bank of America Practice Solutions has helped doctors of optometry across the nation reach their goals through a variety of smart financial solutions and expert guidance. Whether you currently own your practice or are planning to, we can provide customized financial solutions for your short-term needs and long-term goals.
Buy, build or sell, we have you covered.
Buy, build or sell, we have you covered.
No matter where you are in your practice and your career, Bank of America can help you determine the financing solutions that best fit your plans. Call on our healthcare experts for help with financing for practice start-ups, equipment, expansions or remodeling, and sales and acquisitions. Bank of America Practice Solutions offers a number of key benefits:
Up to 100% financing
Competitive terms and payment structures
A dedicated project manager to help you get things done on time and in budget
Rate lock program to protect against potential interest rate changes
Practice Heartbeat®, our complimentary program to help new doctors of optometry develop the management, analytical and competitive skills crucial to growth.
disclosures
All programs subject to credit approval and loan amounts are subject to creditworthiness. Some restrictions may apply. The term, amount, interest rate and repayment schedule for your loan, and any product features, including interest rate locks, may vary depending on your creditworthiness and on the type, amount and collateral for your loan.
Bank of America Practice Solutions may prohibit the use of an account to pay off or pay down another Bank of America account.
Project Manager responsibilities are subject to change. Bank of America Practice solutions will not share non-public information with vendors without client approval. All disbursements off the loan are subject to acceptance by client.
Bank of America makes no express or implied warranties relating to the condition of the Practice Heartbeat program, results are based on prior experiences, not a guaranty and you are not bound by recommended results.
Bank of America and Practice Heartbeat are registered trademarks of Bank of America Corporation. Bank of America Practice Solutions is a division of Bank of America, NA. ©2019 Bank of America Corporation | ARS6D53D
Bank of America Practice Solutions may prohibit the use of an account to pay off or pay down another Bank of America account.
Project Manager responsibilities are subject to change. Bank of America Practice solutions will not share non-public information with vendors without client approval. All disbursements off the loan are subject to acceptance by client.
Bank of America makes no express or implied warranties relating to the condition of the Practice Heartbeat program, results are based on prior experiences, not a guaranty and you are not bound by recommended results.
Bank of America and Practice Heartbeat are registered trademarks of Bank of America Corporation. Bank of America Practice Solutions is a division of Bank of America, NA. ©2019 Bank of America Corporation | ARS6D53D
Additional Resource: Vision One Credit Union
Student Loan Refinancing
Student Loan Refinancing
Refinance your optometry school loans to lower interest rates.
Refinance your optometry school loans to lower interest rates.
Laurel Road specializes in helping doctors of optometry refinance optometry school loans when the time is right. Laurel Road offers an easy, FREE application process that is entirely online. Plus, you’ll get preliminary interest rates in minutes with no obligation to accept. Laurel Road is a brand of KeyBank National Association. All loans are provided by KeyBank.
Members automatically receive a 0.25% rate discount* for maintaining their membership. You’ll have the option to set up automatic payments to receive an additional 0.25% rate discount.*** Join the many customers at Laurel Road who have saved thousands of dollars.**
Questions? Go to FAQ or contact studentloans@laurelroad.com or call 855.245.0989.
disclosures
*The 0.25% AOA member discount is offered for applications from AOA members in good standing. Offer cannot be combined with other offers, including the Referral Program.
**Savings vary based on rate and term of your existing and refinanced loan(s). Review your loan documentation for total cost of your refinanced loan.***To qualify for the ETF discount of 0.25%, monthly payments must be paid automatically from a bank account.
**Savings vary based on rate and term of your existing and refinanced loan(s). Review your loan documentation for total cost of your refinanced loan.***To qualify for the ETF discount of 0.25%, monthly payments must be paid automatically from a bank account.
Additional Resource: ODs on Finance Recommended Student Loan Refinancing
Retirement Planning
Retirement Planning
Create a clear vision of your retirement savings options with AXA Equitable
Create a clear vision of your retirement savings options with AXA Equitable
Members receive a complimentary 15-minute consultation via phone or email, and review your current retirement savings plan with a retirement program specialist. It's the first step towards a secure future in retirement.
For more information, call 800.523.1125, or click here
If you are a recent graduate or young doctor of optometry
Many graduating optometry students fear the reality of a $150,000+ student loan. From the launch of their careers, many eye care professionals start mapping out their future income sources. Those nearing retirement begin looking into retirement savings options, and many choose to work beyond the typical retirement age. If you are a young doctor of optometry, time is on your side. A retirement program specialist can help you understand your options and how to start saving as you establish and grow your career.
If you're in your 20s: Article: "Recently started your career in optometry?"
If you're in your 30s: Article: "Can you afford to wait?"
If you have a few years of experience under your belt
As a country, we are sometimes faced with changes in the economy, doubts about the long-term viability of social security funds to support a growing number of retirees and diminishing personal savings. As a result, experienced doctors of optometry and practice owners are realizing that it is critical to have a retirement savings plan to maintain the lifestyle to which they are accustomed. Retirement savings plans are an effective way of attracting and retaining talented professionals, if you own your practice.
A retirement program specialist can help you review the various types of plan structures available for you, or for your practice, and help you establish a plan with minimal effort on your part.
If you're in your 40s: Article: "Can you afford to wait?"
If you're in your 50s: Article: "You've seen a lot of eyes in your career"
If you are nearing retirement
You may be seeking financial growth, but are concerned about market volatility. With market ups and downs, many people are looking for strategies to help protect their retirement and financial futures. Keep in mind that most retirees are dependent upon three essential components: Social Security, IRA/pensions and personal savings.
A retirement program specialist can help you compare the various options available to you in order to help protect your current assets, while enjoying potential future growth.
If you're in your 60s, click here for Members Retirement Plan services offered.
disclosures
"AXA" is the brand name of AXA equitable financial services, LLC and its family of companies, including AXA equitable life insurance company (NY, NY), an issuer of annuity and life insurance products. The obligations of AXA equitable life insurance company are backed solely by its claims-paying ability. AXA equitable life insurance company and its affiliates do not provide tax or legal advice.
The members retirement program (contract form #6059) is funded by a group variable annuity contract issued and distributed by AXA equitable life insurance company, NY, NY. Annuities contain restrictions and limitations. For costs and complete details, contact a retirement program specialist.
GE-2313092 (11/18)(exp. 11/20)
The members retirement program (contract form #6059) is funded by a group variable annuity contract issued and distributed by AXA equitable life insurance company, NY, NY. Annuities contain restrictions and limitations. For costs and complete details, contact a retirement program specialist.
GE-2313092 (11/18)(exp. 11/20)
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