Scott County
Scott County Home Buyer Programs
Scott County Homebuyers Club Grant
The Scott County CDA's Homebuyers Club gives buyers the tools for successful homeownership. Homebuyers Club classes are offered quarterly. The Scott County CDA's Home buyers Club uses the Home Stretch® curriculum and meets most first-time home buyer education requirements. Please contact your lender prior to registering for the Homebuyers Club to ensure that it is approved for your plan.
Participants of the CDA Homebuyers Club may be eligible for a grant from the Scott County CDA. The grant never needs to be repaid and can be used toward down payment or closing costs. Click here to view the 2018 criteria
*Income and purchase price limits subject to change.
Scott County Mortgage Programs
The Scott County CDA participates in the START UP & STEP UP through the Minnesota Communities Participation Program and the Mortgage Credit Certificate Program. More information is available from Minnesota Housing.
Single Family Housing Guaranteed Loan Program - US Rural Development
This program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural home buyers.
