Anoka County

Anoka County First-Time Home Buyer Programs

Anoka County partners with the state’s Minnesota Housing Finance Agency (MHFA) to offer mortgage programs for various types of home buyers including first time home buyers and non-first time home buyers. These programs provide fixed, low-interest loans to those who qualify. Additional funds may be available to eligible borrowers for closing costs and/or down payment assistance. Mobile homes do not qualify for funding unless they are permanently attached to a lot and taxed as real property.

Start Up - MHFA's First Time Home Buyer Program

Applicant requirements include but are not limited to:

  • Cannot have owned a home within the last 3 years
  • Must use a MHFA-approved lender and have acceptable credit as determined by lender
  • For the 11-County Metro Area the home purchase price cannot exceed $310,000.
  • Must meet the household combined income limits