WorthWise uses publicly available information from trusted sources to support certain financial information, assumptions and planning features within the app.
These references are provided for transparency and to help explain where certain information, rules and guidance used by WorthWise originate.
The inclusion of an organisation, publication or source does not imply endorsement, approval or certification of WorthWise by that organisation.
Some references are region-specific and only apply to features available in certain countries.
For users with the United Kingdom selected as their home region, WorthWise may reference publicly available information from UK government departments, regulators and public bodies, including:
GOV.UK
HM Revenue & Customs (HMRC)
Financial Conduct Authority (FCA)
MoneyHelper
The Pensions Regulator
Office for National Statistics (ONS)
Bank of England
These sources may support areas such as:
State Pension information
Pension access rules
Retirement planning
Tax-related information
Inflation and economic information
General consumer financial guidance
WorthWise may use publicly available UK Government information when providing State Pension amounts, ages and related planning assumptions.
Users should use official UK Government services where they require an individual State Pension forecast or confirmation of their State Pension age.
WorthWise allows users in supported regions to record and project income from Defined Benefit pensions.
Where relevant, pension statements, scheme information or provider estimates should remain the primary source for individual pension benefits.
Where appropriate, WorthWise may reference publicly available economic information from official sources.
For the United Kingdom, these may include:
Office for National Statistics (ONS)
Bank of England
This may include inflation information, economic statistics and other publicly available financial indicators used to support planning assumptions within WorthWise.
WorthWise uses assumptions to illustrate possible future financial outcomes.
These may include:
Annual growth-rate assumptions
Recurring contributions
Withdrawal-rate assumptions
Retirement income targets
Government pension amounts and ages, where supported
Defined Benefit pension projections, where supported
Other user-defined planning inputs
Some assumptions are provided by WorthWise as defaults, while others are entered or customised by the user.
The assumptions and reference sources used may vary depending on the user’s selected home region and the features available in that region.
WorthWise may support regions where no region-specific government, pension or regulatory references are currently required by the features available within the app.
As additional region-specific features are introduced, relevant official sources may be added to this page.
This References page may be updated from time to time as WorthWise evolves, new planning features are introduced or the information and sources used by WorthWise change.
Because this page is maintained online, references may be updated without requiring an update to the WorthWise app.
If you have questions regarding references used within WorthWise, please contact:
WorthWise Support
a.green.software@gmail.com