Effective date: 17 August 2026
WorthWise values your privacy.
This Privacy Policy explains what information WorthWise stores, how it is used, and your choices regarding your data.
WorthWise is designed to help you understand and plan your personal finances. Protecting your financial information is a core design principle.
WorthWise stores the financial information and preferences that you choose to enter or select, including information such as:
Assets
Debts
Historical balances
Financial goals
Planner settings
Financial profile information
Home region
App preferences
You are in control of what information you choose to record.
Your selected home region is used by WorthWise to determine appropriate app settings and the availability of region-specific features, information and currency formatting.
WorthWise does not use your precise location to determine your home region.
WorthWise stores its working app data locally on your device using Apple’s data storage technologies.
If iCloud synchronisation is available for your Apple Account, WorthWise may also use Apple’s iCloud and CloudKit services to securely synchronise supported app data between your Apple devices.
WorthWise does not require a WorthWise account.
WorthWise does not connect to bank accounts, Open Banking providers or other external financial accounts.
WorthWise does not operate its own servers for storing your financial information.
Where iCloud synchronisation is available, supported app data may be securely synchronised using Apple’s iCloud and CloudKit services rather than developer-operated servers.
WorthWise allows you to create manual backup files.
Backup files are created only when you choose to export them.
When you create a backup, you choose where to save it using the system Files interface. Destinations may include iCloud Drive, On My iPhone or another installed Files provider.
WorthWise does not automatically create, upload or retain manual backup files after you choose where to save them.
Backup files contain financial information and preferences from WorthWise and should be stored somewhere secure.
When you restore a backup, WorthWise reads the selected backup file so it can validate and restore your data.
Manual backup and restore are separate from iCloud synchronisation and occur only when you choose to export or import a backup.
WorthWise does not collect:
WorthWise account credentials
Bank login details
Bank account connection credentials
Passwords
Payment card information
Government identification numbers
Biometric data such as Face ID or Touch ID data
Precise location data
Contacts
Photos
Microphone data
Camera data
Advertising identifiers
WorthWise does not sell your personal information.
Your selected home region is an app preference and does not require WorthWise to access your precise geographic location.
WorthWise does not use advertising or third-party analytics.
WorthWise does not collect analytics about your financial data.
If anonymous usage analytics are introduced in the future, they will never include your financial balances or other sensitive financial information without clearly explaining what information is collected.
WorthWise does not require third-party financial services to operate.
WorthWise does not connect to bank accounts or Open Banking services.
Where iCloud synchronisation is available, WorthWise may use Apple’s iCloud and CloudKit services to synchronise supported app data between your Apple devices.
If optional third-party financial integrations are introduced in the future, this Privacy Policy will be updated before those features become available.
WorthWise stores your financial information using Apple’s local data storage technologies.
Where iCloud synchronisation is available, supported app data may also be stored within your private iCloud account using Apple’s CloudKit infrastructure.
WorthWise does not operate or control Apple’s iCloud services and does not have access to the contents of your private CloudKit database.
If App Lock is enabled, Apple’s LocalAuthentication system may ask for Face ID, Touch ID or your device passcode. WorthWise receives only the authentication result and does not access or store biometric data or device passcodes.
While reasonable care is taken to protect your information, no software, device or cloud service can guarantee absolute security.
You are responsible for keeping your device and Apple Account secure using features such as a device passcode, Face ID, Touch ID and, where available, two-factor authentication.
You remain in control of your data.
You may edit or delete your financial information within the app at any time.
Your home region is selected during setup and is used to configure region-specific aspects of WorthWise. Where WorthWise restricts changes to the selected home region, this is an app configuration decision and does not involve collection of your geographic location.
If iCloud synchronisation is available, changes made within WorthWise may synchronise to your other Apple devices signed in to the same Apple Account.
If you remove the app from your device, locally stored data may also be removed, subject to your device, backup and iCloud settings.
WorthWise is not intended for children under the age of 13.
This Privacy Policy may be updated from time to time as WorthWise evolves.
The effective date at the top of this page indicates when the latest version became active.
Where required, continued use of WorthWise after an updated Privacy Policy becomes effective constitutes acceptance of the revised policy.
If you have questions about this Privacy Policy or how WorthWise handles your information, please contact:
WorthWise Support
a.green.software@gmail.com