Buying a Home
Down Payment & Closing Cost Assistance
Down Payment & Closing Cost Assistance
Communities First - Ohio offers simplified down payment and closing cost assistance for eligible Ohio home buyers. Learn More >
Benefits
Instant Equity: Borrower gets instant 3, 4, or 5% equity in the home (depending on rate and option).
Not a Second Mortgage: Because Communities First is a grant, there is no second mortgage placed on your property.
Fewer Restrictions: Communities First - Ohio offers no restrictions on reselling or refinancing home, and no minimum length of occupancy.
Income Limits Based on Individual: Communities First bases its income limits on the individual borrower rather than household income.