I grew up in Taiping, a small town in Perak. My parents divorced when I was just a few months old, and being the only child raised by a single mom, she often had very high expectations of me. We didn't come from a wealthy family, so to sustain our living, my mom had to do a few odd jobs to pay for our rent and my school fees. When I was little, I told myself that I must study hard to get good grades, which would secure me a good job. I was a straight-A student back then.

I graduated from a local university in 2005 and joined the banking industry. I worked as a banker for 15 years and through many years of hard work and resilience, I managed to earn a five-figure income from various positions such as Customer Service Executive, Personal Financial Consultant, Branch Manager, and Internal Auditor. Life in the banking industry was challenging with high targets, workloads, and tight regulations. Despite earning a five-figure income, it was never enough as the cost of living in Kuala Lumpur is very high. I couldn't save a lot of money and often needed to be thrifty in spending.

I got married at the age of 30, and when I delivered my second child, I experienced some complications in the delivery, and my girl was prematurely born. I was physically, emotionally, and financially stressed as I nearly lost her. After a week of battling in a private hospital's Neonatal Intensive Care Unit (NICU), we finally managed to save her life. We were overjoyed and happy to have her discharged from the hospital, but on the other hand, this depleted most of our savings. Life moving forward will be tough. I then realized that no matter how hard I studied or worked all these years, I still couldn't change my destiny and live the life I've always wanted. I felt miserable and lost my dream.

In late 2017, I was introduced to Naturally Plus by my upline, CFC Frankie & Jacqueline. After deep and careful consideration, I started as a consumer, and the product helped improve my eczema condition as well as the health conditions of some close relatives, including high blood pressure, eye floaters, and kidney problems. My initial intention was just to help the people around me regain health, earn some part-time income of RM800/month to pay for my car installment, and travel for free with my buddies. My introducers have been very persistent in following up, encouraging, and providing the support I needed. With strong faith, I started sharing and learning from scratch, taking massive action during my lunchtime, after work, and even sacrificing my weekends spent with my family. Although I started as a part-timer, I had a full-timer mindset in my blood. Mindset is very important because when you want something, you will find a thousand ways, but if you don't want it, you will find a thousand excuses.

In the beginning, I faced a lot of rejections and challenges. However, I viewed every rejection and challenge as a step closer to success. It's important to remember that rejection is not the end but rather an opportunity to learn and grow. My motto in life is "You're not considered a failure until you stop trying." This has kept me going and persevering until the end.

Nothing comes easy. With all the hard work I put in, my bonus payout from Naturally Plus gradually increased and exceeded my salary of 15 years in the bank in just 2 years. I strongly believe that the choices we make can greatly influence the outcomes in our lives. The decisions we make today will determine and shape our future 3-5 years from now.

I understand that we reap what we sow. I resigned from the bank in February 2020, right before the pandemic struck. However, I viewed this risk as an opportunity to move forward, knowing that prevention and healthcare are future trends. During this challenging period, myself and the team accepted and adapted to the new norm, and all activities were carried out online. The company swiftly implemented a contingency plan by offering free delivery and online application submission without impacting the overall business.

After 18 months since my resignation, I achieved the Summit title and earned a monthly income of more than RM32K, which tripled my income in the bank. Four years after my resignation, I achieved the CFC Master title in November/December 2023.

In Naturally Plus, I learned about the power of network marketing and teamwork. Alone, we can do so little, but together we can do so much. With small funds and no risk, we can build a huge network and earn passive income with peace of mind.

With the income I've earned from Naturally Plus, I can now live the life I've always dreamt of. In just a few years, I've achieved 18 times of free luxury travel, purchased the dream car I've been longing for, and a luxury home that is fully gated and guarded for my family to stay in! I want to make my family proud!

I am very grateful to my introducers, CFC Members Frankie Lim and Jacqueline Lau, for introducing this life-changing platform to me. Thanks to my mentor, Summit Suki Tay, CFC Members Jeannie & Henry, and CFC members Hui Sin & Terry for their guidance. Thanks to my Super Leader in The A Team 3MCM, Andrew Chan, and Wednes Tay for their love, patience and support. Thanks to the founders of the NP642 System, Dr. Johnsen Lim and Janice Loh, for the great and effective system. Not forgetting our company and management, Inaba San, Nagoshi San, and Iwasa San, our AGM Ms. Lisa Khu, and all the staff who have rendered their assistance to me.

Next, I am committed to supporting the company's goal to build 10 CFCs in the year 2024. Together, we can create one million smiles and work towards world peace.

Thanks. 

First and foremost, I would like to express my gratitude to Naturally Plus for inventing such great products and a stable marketing system. I would also like to thank Naturally Plus South East Asia Regional Managing Director, Mr. Kazuki Iwasa, and last but not least, my sponsor, CFC Lilian Toh. Without her presence, I would not have been able to navigate through difficult times and emerge stronger.

I graduated from the United Kingdom and hold a degree in Business Management, specializing in Accounting and Finance. I began my career in 2007 right after my graduation as a management trainee in a local bank. Then, I ventured to various financial institutions, and my last business attachment with the bank was as an Assistant Vice President in the internal audit department.

I joined the workforce thinking that if I worked hard like my parents, I could live the life I wanted. However, I soon realized that the choices we make are more important than hard work alone. My first salary was RM2800, and after 13 years of working in various financial institutions, my monthly salary finally reached five figures. But in Naturally Plus, my monthly income was more than 32 thousand in just 4 years' time.

Together with my team, we have been building our Naturally Plus business and achieving our goals. To date, I have 1 Summit member, 2 Star members, and 7 Excellent members in my team. I am looking to build a strong and cohesive team.

Thanks to Naturally Plus, I can finally live the life I have always dreamed of - a life with health, financial freedom, and time freedom.

I am grateful to myself for being part of Naturally Plus. Believe in myself, Believe in my noble mentors and Co products as well as its noble simplified concept of bringing good health and happiness to others that's I am here today. 

Naturally Plus with her 2 decades  3As financially stable and secured NP642 business platform coupled with management integrity, not only World class, yet simple and effective for overall good health including our eyesight is the future trend for global good health, the New Wealth of Today.

From a corporate background with no sales experience however with humility and willingness to learn, participated in trainings and events and activites, endless reviews and duplications of learnings from leaders, I breakthrough many challenges, willingness to change for a better me of today. 

Am grateful to my noble introducers CFC Frankie and Jacqueline for bringing me into NP family. Besides them , also thanks to all other noble leaders who likewise believe in me, their endless support and guidance in shaping me towards ny Summit status today . 

Lastly, together with the Company Vision - *A Million Smiles*, i will continue to persevere, continue to grow in line with NP concept of strong leadership and teamwork, in pursuit of my dreams and to bring health, wealth and time freedom to others. 

*Persevere and Be grateful* 

 ~ *as gratitude changes everything!*

STAR BONUS

星钻奖金

GRAND EXCELLENT / SPIRIT BONUS

终身成就奖金

UPPER EXCELLENT / SPIRIT BONUS

进阶成就奖金

EXCELLENT / SPIRIT BONUS

成就奖金

FIRST TIME FULL CYCLE BONUS

首次独立循环奖金

START-UP BONUS 

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