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Overview:
Overview:
Membership in MOAA is open to active duty, retired and former officers (commissioned and warrant) of Reserve, National Guard, and the seven uniformed services: Army, Navy, Air Force, Marine Corps, Coast Guard, Public Health Service and National Oceanic and Atmospheric Administration. Widows and Widowers of the same group may join as Auxiliary and spouses of current members may join as Spouse Members. This section of the website provides information and links to key references covering annuity benefit entitlements for survivors of members eligible for providing survivor benefits to eligible beneficiaries.
Membership in MOAA is open to active duty, retired and former officers (commissioned and warrant) of Reserve, National Guard, and the seven uniformed services: Army, Navy, Air Force, Marine Corps, Coast Guard, Public Health Service and National Oceanic and Atmospheric Administration. Widows and Widowers of the same group may join as Auxiliary and spouses of current members may join as Spouse Members. This section of the website provides information and links to key references covering annuity benefit entitlements for survivors of members eligible for providing survivor benefits to eligible beneficiaries.
This section does NOT provide guidance on:
This section does NOT provide guidance on:
- the various annuity programs and other retirement benefits that may be available to survivors based on after-service second careers or investment accounts, or
- benefits for deaths of active duty members (the service provides excellent casualty assistance guidance), or
- active duty SBP election options for members retiring.
Active Component SBP
Active Component SBP
USCG Survivors' Guide (applies to USCG, USCGR, NOAA and USPHS retirees)
USCG Survivors' Guide (applies to USCG, USCGR, NOAA and USPHS retirees)
USCG SBP information - applies to reserve component too
USCG SBP information - applies to reserve component too
Guard/Reserve Component SBP
Guard/Reserve Component SBP
Reference: DFAS - http://www.dfas.mil/retiredmilitary/provide/rcsbp/enrollment.html
Reference: DFAS - http://www.dfas.mil/retiredmilitary/provide/rcsbp/enrollment.html
The Reserve Component Survivor Benefit Plan (RCSBP) enables people who served in Reserve Components to leave the people they care about with a benefit called an “annuity.”
The Reserve Component Survivor Benefit Plan (RCSBP) enables people who served in Reserve Components to leave the people they care about with a benefit called an “annuity.”
An annuity is a monthly payment that lasts the lifetime of your beneficiary after you pass away. The amount of the monthly payment is a percentage of your retired pay, and that percentage depends upon the election you make when you sign up for RCSBP.
An annuity is a monthly payment that lasts the lifetime of your beneficiary after you pass away. The amount of the monthly payment is a percentage of your retired pay, and that percentage depends upon the election you make when you sign up for RCSBP.
The link below opens up the Reserve Component SBP Election Certificate (Form DD 2656-5) and allows you to fill in the application:
The link below opens up the Reserve Component SBP Election Certificate (Form DD 2656-5) and allows you to fill in the application:
The form below makes clearer what the options are:
The form below makes clearer what the options are:
Reserve Component SBP Election Certificate (Form DD 2656-5)
Option A - if elected and dies before turning 60, survivors get no SBP
Option A - if elected and dies before turning 60, survivors get no SBP
Option B - if elected, annuity begins at age 60 or day after death, whichever is later
Option B - if elected, annuity begins at age 60 or day after death, whichever is later
Option C - if elected, an immediate annuity that is payable to the member's survivor immediately after death of the member, regardless of the member's death or whether member was receiving retired pay at time of death.
Option C - if elected, an immediate annuity that is payable to the member's survivor immediately after death of the member, regardless of the member's death or whether member was receiving retired pay at time of death.
In addition to the DFAS reference also check out "Guard/Reserve Retirement Benefits" here.
In addition to the DFAS reference also check out "Guard/Reserve Retirement Benefits" here.
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