Here you will find information regarding mathematics and tools to help you finish your math work faster with less stress.

Mathematics is a lot easier than most folks realize but the difficulty lies in being able to read the subtle language of patterns, numbers, and combinations.

I hope I can help demystify the math by providing the necessary concepts needed to help you succeed in any endeavor you choose.



Tours of Space & Time

Economics & Finance

Can you spot the pattern? (hint: grey areas are US recessions)

Source: Board of Governors of the Federal Reserve System (US)

[...]In simpler terms, a bank with excess cash, which is often referred to as liquidity, will lend to another bank that needs to quickly raise liquidity. (1) The rate that the borrowing institution pays to the lending institution is determined between the two banks; the weighted average rate for all of these types of negotiations is called the effective federal funds rate.(2) The effective federal funds rate is essentially determined by the market but is influenced by the Federal Reserve through open market operations to reach the federal funds rate target.(2)

The federal funds rate is the central interest rate in the U.S. financial market. It influences other interest rates such as the prime rate, which is the rate banks charge their customers with higher credit ratings. Additionally, the federal funds rate indirectly influences longer- term interest rates such as mortgages, loans, and savings, all of which are very important to consumer wealth and confidence.(2)


(1) Federal Reserve Bank of New York. "Federal funds." Fedpoints, August 2007.

(2) . Monetary Policy, Board of Governors of the Federal Reserve System.