I wrote this some time ago. I'm just putting this here "as-is". If there is sufficient good feedback about this, I might consider revising it/rewriting it for further clarity.
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Just to reiterate for partscores.
if you are vul, plan to go down at most 1 trick to make it worthwhile.
if you are non-vul, you may plan to go down 2 tricks.
You will rarely be doubled for penalty.