IWAHORI Personal Loan
IWAHORI Personal Loan
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Eligibility
Loanable Amount: Up to Php200K
Loan Term: Up to 24 months
Required Share capital: At least Php4,000.00
Interest rate: 1.5%
Service charge: 3%
Renewal period: At least 50% of loan's paid
Reminders:
The loan officer can still allow and approve loans more than the stated maximum amount based on his/her professional judgement.
All interest is based on diminishing balance except PETTY CASH LOAN and FARMERS LOAN
If your requested loan amount is higher than your share capital, it will need to be evaluated to determine if a co-maker is required. A co-maker must be a MIGS (Member in Good Standing). You may ask our staff to check if your chosen co-maker qualifies .
Purpose: Personal Expense, Emergency Funding
Requirements: Supporting Documents
Note: Personal Loan form must be printed on long bond paper (8.5 x 13), back-to-back, and one (1) copy only. All details must be completely filled out, especially those requiring a check (✔) mark.
For online submissions, ensure that the form is clear and readable. Loan approval is subject to assessment by the assigned staff. Processing time is 3–5 working days upon complete submission of requirements. For new borrowers, processing may take up to one (1) week due to Credit Investigation (CI).
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