MTN in partnership with Access Bank Plc has introduced a new financial service called, the ACCESS YELLO ACCOUNT.

Click here to learn much more about Access Yello Account

The Access Yello Account (AYA) offers our customers a safe and easy means of opening and operating a full bank account from the convenience of their MTN Mobile phone, without the hassles of tedious documentation requirements (all registered MTN customers are automatically eligible) or the difficulty of finding or getting to bank branches, as the product is easily accessible through our network of Agents.

Download the AYA App from any of the following stores:

With the Access Yello Account, our customers will enjoy;

The convenience of opening a full bank account without the need to visit a bank branch to fill forms or provide any documentation.

The ability to send and receive money to and from any bank account in Nigeria and also to non-account holders.

Easy access to bank services through our network of Agents for deposits and withdrawals.

Enjoy Loyalty points for carrying out transactions on your account

Earn interest payments on account balances

Go-cashless with a safe and secure means to buy airtime and pay for goods and services

To open an account in just a few seconds, simply dial *710# and select your PIN.

USING YOUR Access Y'ELLO ACCOUNT:

BALANCE ENQUIRY: *710*556*PIN#

AIRTIME TOP UP: *710*555*PHONE NUMBER*AMOUNT*PIN#

BANK TO BANK TRANSFER: *710*777*ACCOUNT NO* AMOUNT*PIN#

Y’ELLO TO Y’ELLO TRANSFER: *710*710*AMOUNT*PIN#

AYA HELPDESK – 07003000000(For Customers) & 182(For AYA Field Sales Agents)

07003000000 is Non-Toll Free

To Deposit Cash into your Access Yello Account

Visit any Access Yello Account agent

Tell the agent how much you wish to deposit into your Access Yello  Account

Hand over cash to the agent.

Give the agent your AYA NUBAN Account number

The agent will credit your account with the amount you have handed over to him for

You will receive a text message that your account has been funded with the amount you wish to deposit into your account.

Check your account balance to confirm money has entered your account

To View Your NUBAN Account Number

Dial *710#

Select Bank Services by typing 1 and send

From the displayed screen,  Select manage Account  by typing  6 and send

To view your NUBAN Account Number type  2 and  send

Your Access Yello NUBAN Account Number will be displayed.

To Check your account Balance

Dial *710#

Select Bank Services by typing 1 and send

From the displayed screen, type 2 and send to check your account balance.

Enter your account PIN

Account balance information will be displayed.

To buy MTN Airtime

Dial *710#

Select MTN Service by typing 2 and send

From the displayed screen, type 1 to recharge your phone or type 2 to recharge for others and send.

Enter the amount of Airtime you wish to buy

Enter  the beneficiary's mobile number (no entry is required if your own mobile phone is the beneficiary)

Repeat the mobile number entered in step 5 above

Confirm the details supplied

Enter your Account PIN

You will receive a message on your phone confirming the completion of the transaction.

To Transfer Money – Yello Account to Yello Account

Dial *710#

Select Bank Services by typing 1 and send.

Options 1,2,3 will be displayed

Select Transfer Money by typing 1 and send.

Select Account to Account by typing 1 and send.

Enter receiver's NUBAN Account number

Repeat the  NUBAN Account number

Enter the amount you wish to send

Enter a reference, e.g. "Gift from Peter" (optional)

Confirm the details supplied

Enter your Account PIN

You will receive a message on your phone confirming the completion of the transaction

To Transfer Money to Unbanked subscribers (Voucher Generation) (Non-MTN recipient)

Dial *710#

Select Bank Service by typing 1 and send.

Options 1,2,3 will be displayed

Select Transfer Money by typing 1 and send.

Select send to unbanked by typing 3 and send.

From the display screen,

Enter the recipient's mobile number

Repeat the mobile number

Enter the amount you wish to send

Enter reference

Select a four-digit secret code

Repeat the secret code

Confirm the details supplied

Enter your Account PIN

You will receive an SMS containing the secret code and a Token (a randomly generated twelve-digit number)

Pass on the Token and the secret code to the receiver. Thereafter, the receiver goes to a Mobile Money Agent to cash out the money.

To Transfer Money to a favourite

Dial *710#

Select Bank Service by typing 1 and send

Select Transfer Money by typing 1 and send.

Options 1,2,3 will be displayed

Select Favourites by typing 4 and send.

From the display screen,

Select Favourites by Name or Find option through typing 1 or 2 respectively and send.

Select a favourite

Enter the amount you wish to send

Type in a reference, e.g. "Gift from Peter" (optional)

Confirm the details supplied

Enter your Account PIN

You will receive a message on your phone confirming the completion of the transaction

To Withdraw Cash from your Access Yello Account

Visit any Access Yello Account agent

Tell the agent how much you wish to cash-out

Follow the other instruction to withdraw amount from an agent.

Await a confirmation prompt from the system (sent by the agent to your phone) to approve cash withdrawal

Proceed to approve cash withdrawal once confirmation prompt is received.

*From your Phone

Dial *710#

Options 1,2,3 will be displayed

From the display screen, select Bank Service by typing 1

Select Cash Withdrawal by typing 3 and send.

Select  from Agent by typing 1 and send

View the transaction pending approval from the list

Select Approved by typing 1 and send to approve cash withdrawal

Enter your account PIN

You will receive a message confirming the success of the cash-out along with your remaining balance after the transaction.

Receive the cash from the agent

To View Your Account Statement

Dial *710#

Select Bank Services by typing 1 and send

From the display screen,

To View Account Statement, type 5 and send.

Enter your account PIN

Account Statements for 5 previous transactions will be displayed.

To change your account PIN

Dial *710#

Select Bank Services by typing 1 and send

From the options displayed choose Manage Account by typing 6 and send.

Select Change Acct PIN by typing 1 and send.

Enter your current account PIN

Enter a new account PIN

Repeat  the new account PIN

You will receive a confirmation upon completion.

Click HERE to view the terms and conditions

Click HERE  to view and download Agent List.

To reset your account PIN (Post Migration)

Dial *901*0# or *710*0# (post migration)

Follow the prompt to reset PIN