# PropertyIQ Terms of Use
**Effective Date:** April 17, 2026
Welcome to **PropertyIQ** (“PropertyIQ,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of the PropertyIQ mobile application, website, and related services (collectively, the “Service”).
By downloading, accessing, or using PropertyIQ, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
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## 1. Description of Service
PropertyIQ provides tools, calculators, estimates, insights, analytics, educational content, and related features designed to help users review real estate properties, neighborhoods, and housing-related opportunities.
**PropertyIQ is an informational technology platform only. We do not provide legal, tax, accounting, lending, mortgage, brokerage, appraisal, engineering, construction, insurance, financial planning, securities, investment, or fiduciary advice of any kind.**
Nothing in the Service constitutes:
* investment advice
* legal advice
* tax advice
* accounting advice
* mortgage or lending advice
* brokerage recommendations
* appraisal opinions
* professional consulting services
* guarantees of returns or profitability
* recommendations to buy, sell, rent, hold, refinance, or invest in any property or asset
All content is general informational material only.
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## 2. Important Investment & Calculation Disclaimer
**Users must independently verify all information, assumptions, formulas, calculations, estimates, projections, rent data, appreciation estimates, expense assumptions, cash flow outputs, ROI metrics, cap rates, mortgage scenarios, taxes, insurance costs, and any other data shown in the Service.**
Calculations may rely on user inputs, third-party data, generalized assumptions, incomplete records, delayed data feeds, rounding methods, or estimates and may contain errors.
**You should not rely solely on PropertyIQ when making financial, investment, legal, housing, or business decisions.**
Before making any purchase, sale, financing, refinancing, rental, development, investment, or other material decision, you should consult qualified professionals as appropriate, including:
* licensed real estate professionals
* certified public accountants (CPAs)
* tax advisors
* attorneys
* licensed lenders or mortgage professionals
* appraisers
* insurance professionals
* contractors / inspectors / engineers
* registered investment advisers or other qualified financial professionals
Use of the Service is at your own risk.
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## 3. Eligibility
You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Service.
By using the Service, you represent that you have the legal authority to enter into these Terms.
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## 4. Subscriptions and Billing
PropertyIQ may offer auto-renewable subscriptions that unlock premium features.
### Auto-Renewable Subscription Terms
* Payment will be charged to your Apple ID account at confirmation of purchase.
* Subscription automatically renews unless canceled at least 24 hours before the end of the current billing period.
* Your account will be charged for renewal within 24 hours prior to the end of the current billing period.
* You may manage or cancel subscriptions in your Apple ID Account Settings after purchase.
* Any unused portion of a free trial, if offered, may be forfeited when purchasing a subscription.
### Current Subscription Offering
* **PropertyIQ Premium Monthly**
* Duration: **1 month**
* Price: Displayed in-app at time of purchase.
Pricing may vary by region and is shown in the App Store before purchase.
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## 5. User Accounts
You may need to create an account to use certain features. You agree to provide accurate information and maintain the security of your account credentials.
You are responsible for all activity under your account.
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## 6. Real Estate Data Disclaimer
Property data, valuations, rental estimates, maps, neighborhood information, school information, taxes, trends, comparable sales, and market analytics may be sourced from third parties and may be inaccurate, outdated, incomplete, delayed, or unavailable.
**We do not warrant the accuracy of any property data.**
You are solely responsible for independently verifying all facts before relying on them.
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## 7. No Professional Relationship
Your use of PropertyIQ does not create any advisor-client, attorney-client, broker-client, fiduciary, agency, partnership, or professional services relationship between you and PropertyIQ.
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## 8. Intellectual Property
All content, branding, logos, software, designs, and features of PropertyIQ are owned by or licensed to us and protected by applicable intellectual property laws.
You may not reproduce or distribute our materials without written permission.
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## 9. Privacy
Your use of the Service is also governed by our Privacy Policy:
**Privacy Policy:** https://sites.google.com/view/iqhq/privacy-policy
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## 10. Termination
We may suspend or terminate access to the Service at any time if you violate these Terms or misuse the platform.
You may stop using the Service at any time.
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## 11. Disclaimers
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
We do not guarantee:
* accuracy of outputs
* uninterrupted access
* data completeness
* investment performance
* profitability
* appreciation
* tax outcomes
* financing approval
* suitability of any property
* error-free calculations
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## 12. Limitation of Liability
To the maximum extent permitted by law, PropertyIQ shall not be liable for any indirect, incidental, special, consequential, punitive, or investment-related losses arising from use of the Service.
This includes losses resulting from reliance on calculations, projections, estimates, recommendations inferred by users, or property data.
Our total liability shall not exceed the amount you paid to us in the previous twelve (12) months.
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## 13. Governing Law
These Terms shall be governed by the laws of the State of California, without regard to conflict of law principles.
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## 14. Changes to Terms
We may update these Terms from time to time. Continued use of the Service after updates constitutes acceptance of the revised Terms.
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## 15. Contact Us
If you have questions regarding these Terms, contact us at:
**PropertyIQ**
Email: [support@propertyiq.app](mailto:support@propertyiq.app)
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## 16. Apple Standard EULA
If required by Apple, Apple’s Licensed Application End User License Agreement may also apply:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/